165 Koa Rd, Riverside, AL 35135 Property Records

St. Clair County property record for 165 Koa Rd, Riverside, AL 35135

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,920 sqft · built 2004
Lot Size	1.22 acres (53,143 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Sep 2017)
Tax Bill	$995 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-08-33-0-001-025.031`

Property Details

APN / Parcel Number

Primary APN	`22-08-33-0-001-025.031`
Alternative APNs	`519944` `51455`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,920 sqft Heated Area
1st Floor Area	1,482 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	165 KOA RD
City	RIVERSIDE
State	AL
Zip	35135-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 THE HIGHLANDS S/D SECTOR TWO 33-16-4
Legal Range	04E
Legal Township	16S
Legal Section	33
Legal Subdivision	THE HIGHLANDS S/D
Legal Lot Number	33
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	2
Census Block	2002
Census Tract	40211

Owner

165 Koa Rd is owned and occupied by an individual who bought it in September 2017.

Source: St. Clair County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	165 KOA RD, RIVERSIDE, AL 35135-1062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Deed Book / Page	2017 / 11113
Record Updated	Jun 8, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Sep 29, 2017
Property Address	165 KOA RD, RIVERSIDE, AL 35135-1062
Document Number	0000011115
Instrument Date	Sep 26, 2017
Instrument	11115
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	165 KOA RD RIVERSIDE AL 351351062, RIVERSIDE, AL 35135-1062

Mortgage

Document Number	33651
Date	Sep 29, 2017
Instrument	33651

Lender

Name	SOUTHPOINT BK
Type	Bank
Address	VESTAVIA HILLS, AL 35243

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 165 Koa Rd was $995 with exemptions applied.

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$995.00	$25,440	$267,740
2023		$47,548 Land $8,000 Building $39,548	$237,740 Land $40,000 Building $197,740
2022	$767.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 165 Koa Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Koa Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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