120 Koa Rd, Riverside, AL 35135 Property Records

St. Clair County property record for 120 Koa Rd, Riverside, AL 35135

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,933 sqft · built 2004
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Mar 2023)
Tax Bill	$949 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-08-33-0-001-024.025`

Property Details

APN / Parcel Number

Primary APN	`22-08-33-0-001-024.025`
Alternative APNs	`00065355` `516014` `40138`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,933 sqft Living Area
1st Floor Area	1,387 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00065355
Street Address	120 KOA RD
City	RIVERSIDE
State	AL
Zip	35135-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BRENTWOOD SD PHASE 2 A-88-8 33-16-4
Legal Range	04E
Legal Township	16S
Legal Section	33
Legal Subdivision	BRENTWOOD S/D
Legal Phase	2
Legal Lot Number	7
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	2
Census Block	2000
Census Tract	40211

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 KOA RD, RIVERSIDE, AL 35135-1042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 8, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jan 15, 2019	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK
Nov 1, 2018	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2023 · Amount on Record
Deed Sale	Mar 14, 2023 · Amount on Record
Prior Sale	Jan 15, 2019 · Amount on Record
Deed Book / Page	2023 / 2924
Prior Transfer Date	Feb 24, 2023
Prior Transfer Doc	0000002924
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Mar 14, 2023
Property Address	120 KOA RD, RIVERSIDE, AL 35135-1042
Document Number	0000002924
Book / Page	DEED 2023 / 2924
Map Reference	SL A-88-8
Instrument Date	Feb 24, 2023
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 KOA RD, RIVERSIDE, AL 35135-1042

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	120 KOA RD, RIVERSIDE, AL 35135-1042

Mortgage

Document Number	MTG20237483
Date	Mar 14, 2023
Instrument	MTG 2023/7483

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	120 KOA RD, RIVERSIDE, AL 35135-1042
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025149
Date	Apr 8, 2021
Book Page	MTG 2021/25149

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jan 15, 2019
Property Address	120 KOA RD, RIVERSIDE, AL 35135-1042
Document Number	0000000461
Book / Page	DEED 2019 / 00461
Instrument Date	Jan 10, 2019
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 280, BOWDON, GA 30108-0280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 KOA RD, RIVERSIDE, AL 35135-1042

Mortgage

Document Number	MTG201901468
Date	Jan 15, 2019
Instrument	MTG 2019/01468

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR AL
Recording Date	Nov 1, 2018
Property Address	120 KOA RD, RIVERSIDE, AL 35135-1042
Document Number	0000013113
Instrument Date	Sep 24, 2018
Instrument	13113
Transaction Type	Foreclosure
Record Updated	Jan 2, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$109.50
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 280 BOWDON GA 301080280, BOWDON, GA 30108-0280

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$949.00 (+47.36%)	$24,340 (-49.98%)	$243,280 (-) Land $27,300 Building $215,980
2023		$48,656 Land $5,460 Building $43,196	$243,280 Land $27,300 Building $215,980
2022	$644.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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