145 Jay St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 145 Jay St, Schenectady, NY 12305

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details7,202 sqft · built 1984
Lot Size0.087 acres (3,810 sqft)
OwnerCompany Name on Record
Last Sale$130,000 (Nov 2003)
Tax Bill$8,667 (2025)
Deeds & MortgagesDec 2020 Sale
Flood ZoneZone X (minimal risk)
APN421500 39.72-4-40

Property Details

APN / Parcel Number

Primary APN421500 39.72-4-40
Alternative APN
  • 150003907200040400000000

Interior

Stories2 Stories
Building Area7,202 sqft Gross Area
Basement Area3,660 sqft
Unfinished Basement3,660 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area3,810 sqft (0.087 acres)
Lot Dimensions123 ft deep x 30 ft wide
Patio Area118 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address145 JAY ST
CitySCHENECTADY
StateNY
Zip12305-1903
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code05 - COMME
Legal Description2 BRICK
Legal Block4
Legal Lot Number40.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1009
Census Tract21001

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3275 MARIAVILLE RD, SCHENECTADY, NY 12306-7126
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2003 · Amount on Record
Deed SaleNov 5, 2003 · Amount on Record
Prior SaleApr 25, 1996 · Amount on Record
Deed Book / Page1663 / 834
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 21, 2020
Property Address145 JAY ST, SCHENECTADY, NY 12305-1903
Document Number0000040443
Book / Page002048 / 000411
Instrument DateSep 22, 2020
Instrument40443
Transaction TypeTransfer
Record UpdatedDec 31, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address147 JAY ST SCHENECTADY NY 123051903, SCHENECTADY, NY 12305-1903

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,667.00 (+1.49%)$200,000 (-) Land $13,300 Building $186,700$331,181 (+30.82%) Land $22,024 Building $309,157
2023$200,000 (-) Land $13,300 Building $186,700$253,165 (+3.8%) Land $16,835 Building $236,330
2022$200,000 Land $13,300 Building $186,700$243,902 Land $16,219 Building $227,683
2021$8,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on Jay St

Nearby Streets

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