139 Jay St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 139 Jay St, Schenectady, NY 12305

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details6,391 sqft · built 1981
Lot Size0.065 acres (2,820 sqft)
OwnerCompany Name on Record
Last Sale$220,000 (Jun 2017)
Tax Bill$10,794 (2026)
Deeds & MortgagesJun 2017 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN421500 39.72-4-41.1

Property Details

APN / Parcel Number

Primary APN421500 39.72-4-41.1
Alternative APN
  • 150003907200040410010000

Interior

Stories3 Stories
Building Area6,391 sqft Gross Area
Basement Area1,974 sqft
Finished Basement1,974 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area2,820 sqft (0.065 acres)
Lot Dimensions86.5 ft deep x 32.6 ft wide
Canopy319 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address139 JAY ST
CitySCHENECTADY
StateNY
Zip12305-1903
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code05 - COMME
Legal Description3 BRICK
Legal Block4
Legal Lot Number41.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1009
Census Tract21001

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address677 RIVERVIEW RD, REXFORD, NY 12148-1427
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2017 · Amount on Record
Deed SaleJun 16, 2017 · Amount on Record
Deed Document Number201726919
Deed Book / Page1965 / 92
Record UpdatedOct 29, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 16, 2017
Property Address139 JAY ST, SCHENECTADY, NY 12305-1903
Document Number0000026919
Book / Page001965 / 000092
Instrument DateMay 30, 2017
Instrument26919
Transaction TypeTransfer
Record UpdatedJul 11, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$880.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address677 RIVERVIEW RD REXFORD NY 121481427, REXFORD, NY 12148-1427

Mortgage

Document Number26945
DateJun 16, 2017
Book Page004767/000146
Instrument26945
Lender
NameNATIONAL UN BK/KINDERHOOK
TypeBank
AddressKINDERHOOK, NY 12106
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,794.00 (+0.82%)
2025$10,706.00 (+1.42%)$250,000 (-) Land $9,900 Building $240,100$413,976 (+30.82%) Land $16,393 Building $397,583
2023$250,000 (-) Land $9,900 Building $240,100$316,456 (+3.8%) Land $12,532 Building $303,924
2022$250,000 Land $9,900 Building $240,100$304,878 Land $12,073 Building $292,805
2021$10,556.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on Jay St

Nearby Streets

Search Property Records by Address or Parcel Number