Schenectady County and Schenectady City property record for 124 Jay St, Schenectady, NY 12305 · Last verified April 2026
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
|---|---|
| Year Built | Built 1984 |
| Square Footage | 5,175 sqft Gross Area |
| Lot Size | 2,268 sqft (0.052 acres) |
| Last Sale | $700,000 (2022) |
| Tax Bill | $13,215.00 (2025) |
| Primary APN | 421500 39.72-2-16 |
|---|---|
| Alternative APN |
|
| Building Area | 5,175 sqft Gross Area |
|---|---|
| Basement Area | 2,055 sqft Basement |
| Unfinished Basement | 2,055 sqft Unfinished |
| Stories | 3 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 2,268 sqft (0.052 acres) |
| Depth X Width | 82 ft x 26 ft Depth x Width |
| Porch Area | 25 sqft Porch |
| Heating Fuel | Oil Heating Fuel |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 124 JAY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1904 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | 3 BRICK |
| Legal Block | 2 |
| Legal Lot Number | 16.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 21001 |
Source: Schenectady County and Schenectady City records · APN 421500 39.72-2-16
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 124 JAY ST, SCHENECTADY, NY 12305-1904 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 01, 2022 | Deed of Trust, Mortgage · Commercial Mortgage OBAN ASSOCIATES LLC |
| Feb 02, 2023 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 2022 · Amount on Record |
| Deed Sale | Sep 01, 2022 · Amount on Record |
| Prior Sale | Nov 13, 2007 · Amount on Record |
| Deed Doc Number | 202246922 |
| Deed Book / Page | 2092 / 243 |
| Prior Transfer Date | Apr 26, 2004 |
| Prior Transfer Doc | 1677000582 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 124 JAY ST, SCHENECTADY, NY 12305-1904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | LEGACY TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000046923 |
|---|---|
| Date | Sep 01, 2022 |
| Book Page | 5253/599 |
| Instrument | 202246923 |
| Name | OBAN ASSOCIATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SCHENECTADY, NY 12305 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 02, 2023 |
| Property Address | 124 JAY ST, SCHENECTADY, NY 12305-1904 |
| Document Number | 0000006103 |
| Book / Page | 2101 / 991 |
| Instrument Date | Dec 09, 2022 |
| Instrument | 202306103 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 LOCKROW BLVD, COLONIE, NY 12205-5243 |
| Name | Verified Name |
|---|---|
| Address | 124 JAY ST, SCHENECTADY, NY 12305-1904 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,215.00 (+1.25%) | $313,600 (-) Land $8,200 Building $305,400 | $519,291 (+30.82%) Land $13,578 Building $505,713 |
| 2023 | $313,600 (-) Land $8,200 Building $305,400 | $396,962 (+3.8%) Land $10,380 Building $386,582 | |
| 2022 | $313,600 Land $8,200 Building $305,400 | $382,439 Land $10,000 Building $372,439 | |
| 2021 | $13,052.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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