126 E Division St, Rockford, MI 49341 Property Records

Kent County property record for 126 E Division St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,351 sqft
Lot Size	0.375 acres (16,335 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Dec 2011)
Tax Bill	$3,013 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-10-01-202-004`

Property Details

APN / Parcel Number

Primary APN	`41-10-01-202-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,351 sqft Living Area
1st Floor Area	1,147 sqft

Exterior

Lot Area	16,335 sqft (0.375 acres)
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	1,326 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	126 E DIVISION ST
City	ROCKFORD
State	MI
Zip	49341-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E 99 FT OF W 660 FT OF N 165 FT OF NW 1/4 NE 1/4 * SEC 1 T8N R11W 0.37 A.
Legal Range	11W
Legal Township	08N
Legal Section	01
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3008
Census Tract	10700

Owner

126 E Division St is owned and occupied by an individual who bought it in December 2011.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	126 E DIVISION ST, ROCKFORD, MI 49341-1206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2011 · Amount on File
Deed Sale	Dec 19, 2011 · Amount on File
Prior Sale	Dec 19, 2011 · Amount on File
Deed Document Number	2011100515
Prior Transfer Date	Aug 25, 2004
Prior Transfer Doc	0000116082
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	126 E DIVISION ST, ROCKFORD, MI 49341-1206
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	TRADITION TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014399
Date	Feb 5, 2021
Instrument	20210205-0014399

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	126 E DIVISION ST, ROCKFORD, MI 49341-1206
Document Number	0000008609
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 E DIVISION ST ROCKFORD MI 493411206, ROCKFORD, MI 49341-1206

Mortgage

Document Number	0000008609
Date	Jan 29, 2020
Instrument	8609

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	126 E DIVISION ST, ROCKFORD, MI 49341-1206
Document Number	0000001558
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 E DIVISION ST ROCKFORD MI 493411206, ROCKFORD, MI 49341-1206

Mortgage

Document Number	0000001558
Date	Jan 8, 2019
Instrument	1558

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 126 E Division St was $3,013.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,200 (+5.29%)	$314,400 (+5.29%)
2025	$3,013.00 Homeowner's exemption	$149,300	$298,600
2023		$129,100	$258,200
2021	$3,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 E Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 E Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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