145 Clear Branch Rd, Florence, MS 39073 Property Records

Rankin County property record for 145 Clear Branch Rd, Florence, MS 39073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,394 sqft · built 1987
Lot Size	15.5 acres (676,922 sqft)
Owner	2 Individual Names on File
Last Sale	$339,150 (Dec 2021)
Tax Bill	$2,187 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C02 000048 00040`

Property Details

APN / Parcel Number

Primary APN	`C02 000048 00040`
Alternative APN	`485`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,394 sqft Adjusted Area
1st Floor Area	2,154 sqft
2nd Floor Area	240 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	676,922 sqft (15.5 acres)

Exterior Amenities

Deck Area	648 sqft
Patio Area	648 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	485
Street Address	145 CLEAR BRANCH RD
City	FLORENCE
State	MS
Zip	39073-8539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15.54A IN W2 SW4 E OF RD DB 505 PG 0321-0000 0042186
Legal Range	01E
Legal Township	03N
Legal Section	22
Jurisdiction	RANKIN MS
Township / Civil Division	1
Census Block Group	3
Census Block	3023
Census Tract	21003

Owner

145 Clear Branch Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Rankin County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 CLEAR BRANCH RD, FLORENCE, MS 39073-8539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Balloon Mortgage BANCORPSOUTH BANK
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 7, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Deed Book / Page	2021 / 33228
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	145 CLEAR BRANCH RD, FLORENCE, MS 39073-8539
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017139
Date	Feb 5, 2021
Book Page	3021/17139

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2031

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	145 CLEAR BRANCH RD, FLORENCE, MS 39073-8539
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016617
Date	Dec 22, 2021
Book Page	3021/16617

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	145 CLEAR BRANCH RD, FLORENCE, MS 39073-8539
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000166174
Date	Dec 22, 2021
Book Page	3021/166174

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	145 CLEAR BRANCH RD, FLORENCE, MS 39073-8539
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017959
Date	Mar 14, 2025
Book Page	3025/17959

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2055

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANKIN MS
Recording Date	Feb 7, 2022
Property Address	145 CLEAR BRANCH RD, FLORENCE, MS 39073-8539
Document Number	0000002995
Book / Page	2022 / 2995
Instrument Date	Dec 17, 2021
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 CLEAR BRANCH RD, FLORENCE, MS 39073-8539
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 145 Clear Branch Rd was $2,187 with a homeowner's exemption.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,187.00 Homeowner's exemption	$24,256
2024	$2,187.00		$214,740 Land $70,880 Building $143,860
2023		$23,323
2021			$205,410 Land $75,680 Building $129,730
2019	$1,592.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 145 Clear Branch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Clear Branch Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: C Spire Wireless, Verizon, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Clear Branch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures