Essex County and Saugus Town property record for 145 Central St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,584 sqft · built 1920 |
| Lot Size | 0.682 acres (29,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,000 (Sep 2013) |
| Tax Bill | $6,992 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Apr 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:011-E B:0004 L:0002 |
| Primary APN | SAUG M:011-E B:0004 L:0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,584 sqft Living Area |
| Gross Area | 4,326 sqft |
| 1st Floor Area | 1,128 sqft |
| Basement Area | 1,128 sqft |
| Unfinished Basement | 778 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,712 sqft (0.682 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3722028 |
|---|---|
| Street Address | 145 CENTRAL ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 208301 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 CENTRAL ST, SAUGUS, MA 01906-2031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Apr 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Dec 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 6, 2013 · Amount on Record |
| Deed Sale | Sep 6, 2013 · Amount on Record |
| Prior Sale | Aug 5, 2009 · Amount on Record |
| Deed Book / Page | 32801 / 299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 145 CENTRAL ST, SAUGUS, MA 01906-2031 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040906-211 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 40906/211 |
| Instrument | 20220502003720 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 145 CENTRAL ST, SAUGUS, MA 01906-2031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38455-260 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 38455/260 |
| Instrument | 20200427003150 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 145 CENTRAL ST, SAUGUS, MA 01906-2031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39354-61 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 39354/61 |
| Instrument | 20201229003970 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,992.00 (+5.99%) | $654,700 (+5.7%) Land $333,800 Building $320,900 | $712,405 |
| 2024 | $6,597.00 (+0.59%) | $619,400 (+6.35%) Land $303,700 Building $315,700 | |
| 2023 | $6,558.00 | $582,400 Land $273,700 Building $308,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures