Essex County and Saugus Town property record for 127 Central St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,386 sqft · built 1880 |
| Lot Size | 0.315 acres (13,704 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Dec 2022) |
| Tax Bill | $6,386 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:011-E B:0008 L:0009 |
| Primary APN | SAUG M:011-E B:0008 L:0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| Gross Area | 3,894 sqft |
| 1st Floor Area | 1,386 sqft |
| Basement Area | 1,386 sqft |
| Unfinished Basement | 1,386 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,704 sqft (0.315 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 454029 |
|---|---|
| Street Address | 127 CENTRAL ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Subdivision | J & A CATALDO |
| Legal Block | 8 |
| Legal Lot Number | 9 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 208301 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 127 CENTRAL ST, SAUGUS, MA 01906-1267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SAINT JEANS CU |
| Mar 15, 2018 | Deed of Trust, Mortgage · Line of Credit WAKEFIELD CO-OP BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2022 · Amount on Record |
| Deed Sale | Dec 13, 2022 · Amount on Record |
| Deed Book / Page | 41349 / 24 |
| Prior Transfer Date | Dec 12, 2022 |
| Prior Transfer Doc | 0041349-24 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Dec 13, 2022 |
| Property Address | 127 CENTRAL ST, SAUGUS, MA 01906-1267 |
| Document Number | 0041349-24 |
| Book / Page | 41349 / 24 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 20221213002520 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 CENTRAL ST, SAUGUS, MA 01906-1267 |
| Document Number | 0000641401 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 641401 |
| Name | SAINT JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 127 CENTRAL ST, SAUGUS, MA 01906-1267 |
| Document Number | 0000591220 |
| Instrument Date | Mar 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000591220 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 591220 |
| Name | WAKEFIELD CO-OP BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 19, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,386.00 (+5.15%) | $612,900 (+7.79%) Land $342,000 Building $269,600 | $606,015 (+13.65%) |
| 2025 | $6,073.00 (+6.69%) | $568,600 (+6.38%) Land $309,200 Building $259,400 | $533,235 |
| 2024 | $5,692.00 (+3.27%) | $534,500 (+9.19%) Land $281,100 Building $253,400 | |
| 2023 | $5,512.00 | $489,500 Land $253,000 Building $236,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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