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160 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 160 Central St, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,863 sqft · built 1945
Lot Size0.175 acres (7,636 sqft)
Owner2 Company Names on Record
Last Sale$280,000 (Oct 2008)
Tax Bill$6,136 (2026)
Deeds & MortgagesNov 2025 Transfer
Jul 2023 Refinance
Flood ZoneZone X (minimal risk)
APNSAUG M:011-F B:0002 L:0009

Property Details

APN / Parcel Number

Primary APNSAUG M:011-F B:0002 L:0009
Alternative APNs
  • M:011=F B:0002 L:0009
  • 3428015

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,863 sqft Living Area
Gross Area3,210 sqft
1st Floor Area748 sqft
Basement Area748 sqft
Unfinished Basement449 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,636 sqft (0.175 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3428015
Street Address160 CENTRAL ST
CitySAUGUS
StateMA
Zip01906-2049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal SubdivisionIROQUOIS MILL
Legal Block2
Legal Lot Number9
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group3
Census Block3025
Census Tract208302

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address160 CENTRAL ST, SAUGUS, MA 01906-2049
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Quit Claim Deed, Transfer
Quitclaim
Jul 3, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2008 · Amount on Record
Deed SaleOct 24, 2008 · Amount on Record
Prior SaleOct 24, 2008 · Amount on Record
Deed Book / Page28114 / 31
Last Transfer DateNov 19, 2025
Transfer Doc043080-218
Record UpdatedOct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateNov 20, 2025
Property Address160 CENTRAL ST, SAUGUS, MA 01906-2049
Document Number043080-218
Book / Page43080 / 218
Instrument DateNov 19, 2025
Instrument20251120000060
Transaction TypeTransfer
Record UpdatedDec 17, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 CENTRAL ST, SAUGUS, MA 01906-2049

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address160 CENTRAL ST, SAUGUS, MA 01906-2049
Transaction TypeMortgage
Record UpdatedJul 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041645-583
DateJul 3, 2023
Book Page41645/583
Instrument20230703001120
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 1, 2038

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,136.00 (+3.02%)$588,900 (+5.59%) Land $319,900 Building $267,800$660,308 (-6.41%)
2025$5,956.00 (+6%)$557,700 (+5.71%) Land $289,200 Building $268,500$705,565
2024$5,619.00 (+2.69%)$527,600 (+8.56%) Land $262,900 Building $264,700
2023$5,472.00$486,000 Land $236,600 Building $249,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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