145 Alto Dr, Oak View, CA 93022 Property Records

Ventura County property record for 145 Alto Dr, Oak View, CA 93022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,629 sqft · built 1957
Lot Size	0.362 acres (15,750 sqft)
Owner	2 Individual Names on File
Last Sale	$1,130,000 (Aug 2023)
Tax Bill	$13,414 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`033-0-312-075`

Property Details

APN / Parcel Number

Primary APN	`033-0-312-075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,629 sqft Living Area
1st Floor Area	1,629 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	15,750 sqft (0.362 acres)
Lot Dimensions	175 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	132 sqft
Patio Area	501 sqft

Location & Zoning

Street Address	145 ALTO DR
City	OAK VIEW
State	CA
Zip	93022-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R113
Legal Description	LOT: 94 REF: 023MR 039
Legal Subdivision	SKYLINE ESTATES
Legal Block	312
Legal Lot Number	94
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	1
Census Block	1022
Census Tract	1102

Owner

145 Alto Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 ALTO DR, OAK VIEW, CA 93022-9526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Aug 30, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2023 · Amount on File
Deed Sale	Aug 30, 2023 · Amount on File
Prior Sale	May 29, 2015 · Amount on File
Deed Document Number	202358066
Prior Transfer Date	Oct 14, 2004
Prior Transfer Doc	0000287539
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Jun 10, 2026
Property Address	145 ALTO DR, OAK VIEW, CA 93022-9526
Document Number	0000042887
Instrument Date	Jun 2, 2026
Instrument	202642887
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	145 ALTO DR, OAK VIEW, CA 93022-9526

Mortgage

Document Number	0000042887,
Date	Jun 10, 2026
Instrument	202642887

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 30, 2023
Property Address	145 ALTO DR, OAK VIEW, CA 93022-9526
Document Number	0000058066
Map Reference	MB 23 PG 39&40
Instrument Date	Aug 23, 2023
Instrument	2023000058066
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	145 ALTO DR, OAK VIEW, CA 93022-9526

Mortgage

Document Number	0000058067
Date	Aug 30, 2023
Instrument	2023000058067

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	145 ALTO DR, OAK VIEW, CA 93022-9526
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 ALTO DR, OAK VIEW, CA 93022-9526

Mortgage

Document Number	0000029011
Date	Feb 11, 2021
Instrument	20210211-00029011

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	145 ALTO DR, OAK VIEW, CA 93022-9526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096650
Date	Jul 7, 2020
Instrument	20200707-00096650

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	145 ALTO DR, OAK VIEW, CA 93022-9526
Document Number	0000105038
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 ALTO DR OAK VIEW CA 930229526, OAK VIEW, CA 93022-9526

Mortgage

Document Number	0000105038
Date	Aug 15, 2017
Instrument	105038

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 145 Alto Dr was $13,414, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,175,652 (+2%) Land $764,174 Building $411,478
2025	$13,414.00 (+2.24%)	$1,152,600 Land $749,190 Building $403,410
2024	$13,120.00 (+49.82%)
2023	$8,757.00 (+1.64%) Homeowner's exemption	$749,706 Land $487,484 Building $262,222
2022	$8,616.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 145 Alto Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	13 (1980–2005)
Claims Outside the SFHA	11 of 13
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides
Claims by Event	Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Alto Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA RIVER WATER DISTRICT serves 6,100 people · EPA ID CA5610022
Water Source	Purchased surface water from CASITAS MUNICIPAL WATER DIST
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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