14495 Old Troy Rd, Troy, TX 76579 Property Records

Bell County property record for 14495 Old Troy Rd, Troy, TX 76579

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3,403 sqft · built 2010
Lot Size	20 acres (873,116 sqft)
Owner	Individual Name on File
Last Sale	$59,100 (Apr 2009)
Tax Bill	$8,007 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0577195120`

Property Details

APN / Parcel Number

Primary APN	`0577195120`
Alternative APNs	`401305` `822379`

Interior

Stories	2 Stories
Building Area	3,403 sqft Gross Area
1st Floor Area	2,651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	873,116 sqft (20 acres)
Garage Area	540 sqft
Pool Type	In-Ground Pool
Porch	Open Porch
Porch Area	882 sqft

Location & Zoning

Street Address	14495 OLD TROY RD
City	TROY
State	TX
Zip	76579-3756
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	A0698BC S P ROSS, ACRES 10.022
Legal Subdivision	S P ROSS
Legal Block	2
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2065
Census Tract	20101

Owner

14495 Old Troy Rd, an agricultural property, is owned and occupied by an individual who acquired it in August 2023.

Source: Bell County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	14495 OLD TROY RD, TROY, TX 76579-3756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Intrafamily Transfer, Transfer
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Jan 7, 2021	Warranty Deed, Transfer · Line of Credit CAPITAL FARM CR ACA
Jan 6, 2017	Quit Claim Deed, Transfer CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2009 · Amount on File
Deed Sale	Apr 21, 2009 · Amount on File
Deed Document Number	200914097
Last Transfer Date	Aug 1, 2023
Transfer Doc	0000056109
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Dec 22, 2023
Property Address	14495 OLD TROY RD, TROY, TX 76579-3756
Document Number	0000056109
Instrument Date	Aug 1, 2023
Instrument	2023056109
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 428, TROY, TX 76579-0428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14495 OLD TROY RD, TROY, TX 76579-3756

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	14495 OLD TROY RD, TROY, TX 76579-3756
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002161
Date	Jan 18, 2017
Instrument	2017-00002161

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 7, 2021
Property Address	14495 OLD TROY RD, TROY, TX 76579-3756
Document Number	0000001282
Instrument Date	Dec 23, 2020
Instrument	1282
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14495 OLD TROY RD TROY TX 765793756, TROY, TX 76579-3756

Mortgage

Document Number	1283
Date	Jan 7, 2021
Instrument	1283

Lender

Name	CAPITAL FARM CR ACA
Type	Funding / Finance Company
Address	BRYAN, TX 77802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 6, 2041

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Jan 6, 2017
Property Address	14495 OLD TROY RD, TROY, TX 76579-3756
Document Number	0000000773
Instrument Date	Jan 6, 2017
Instrument	773
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14495 OLD TROY RD TROY TX 765793756, TROY, TX 76579-3756

Tax Assessment & Valuation

The 2025 property tax bill for 14495 Old Troy Rd was $8,007 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,007.00	$728,595 Land $22,776 Building $705,819	$920,524 Land $214,705 Building $705,819
2023	$8,424.00 (-36.39%) Homeowner's exemption	$980,147 Land $195,187 Building $784,960	$980,147 Land $195,187 Building $784,960
2022	$13,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14495 Old Troy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14495 Old Troy Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELM CREEK WSC serves 4,520 people · EPA ID TX1550026
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum.

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