14450 Old Troy Rd, Troy, TX 76579 Property Records

Bell County property record for 14450 Old Troy Rd, Troy, TX 76579

Property Summary

Property Type	Misc Structure / Fixture
Details	481 sqft · built 2020
Lot Size	13.2 acres (576,647 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,365 (2023)
Deeds & Mortgages	Jul 2020 Construction Loan Feb 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`0559230103`

Property Details

APN / Parcel Number

Primary APN	`0559230103`
Alternative APNs	`406998` `871710`

Interior

Building Area	481 sqft Gross Area

Exterior

Year Built	Built 2020
Lot Area	576,647 sqft (13.2 acres)
Canopy	2,020 sqft
Storage Building	4,569 sqft

Location & Zoning

Account Number	871710
Street Address	14450 OLD TROY RD
City	TROY
State	TX
Zip	76579-3900
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A0586BC J W MORTON, 7, & A0698 S P ROSS, 4, ACRES 13.238 7, & A0698 S P ROSS, 4,
Legal Subdivision	J W MORTON
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2014
Census Tract	20101

Owner

14450 Old Troy Rd, an agricultural property, is owned and occupied by two individuals who acquired it in January 2020.

Source: Bell County records, as of April 1, 2024

Owner of Record	2 Individual Names on File
Mailing Address	14450 OLD TROY RD, TROY, TX 76579-3900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Construction Loan · Construction Mortgage LONE STAR FLCA
Feb 4, 2020	Warranty Deed, Transfer · Line of Credit CAPITAL FARM CR FLCA
Jun 28, 2017	Warranty Deed, Transfer FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020
Deed Sale	Jan 31, 2020
Deed Document Number	2020040359
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Jul 2, 2020
Property Address	14450 OLD TROY RD, TROY, TX 76579-3900
Document Number	0000032632
Instrument Date	Jul 1, 2020
Instrument	32632
Transaction Type	Construction Loan
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3414 CHISHOLM TRL TEMPLE TX 765043759, TEMPLE, TX 76504-3759

Mortgage

Document Number	0000032632
Date	Jul 2, 2020
Instrument	32632

Lender

Name	LONE STAR FLCA
Type	Funding / Finance Company
Address	FORT WORTH, TX 76102

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Feb 4, 2020
Property Address	14450 OLD TROY RD, TROY, TX 76579-3900
Document Number	0000005429
Instrument Date	Jan 31, 2020
Instrument	5429
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3414 CHISHOLM TRL TEMPLE TX 765043759, TEMPLE, TX 76504-3759

Mortgage

Document Number	5430
Date	Feb 4, 2020
Instrument	5430

Lender

Name	CAPITAL FARM CR FLCA
Type	Funding / Finance Company
Address	BRYAN, TX 77802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 3, 2040

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 28, 2017
Property Address	14450 OLD TROY RD, TROY, TX 76579-3900
Document Number	0000026885
Instrument Date	Jun 23, 2017
Instrument	26885
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3401 COTTONWOOD LN TEMPLE TX 765021707, TEMPLE, TX 76502-1707

Mortgage

Document Number	26886
Date	Jun 28, 2017
Instrument	26886

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	BRYAN, TX 77802

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 27, 2032

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,365.00 (-9.27%) Homeowner's exemption	$332,779 Land $225,990 Building $106,789	$332,779 Land $225,990 Building $106,789
2022	$3,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14450 Old Troy Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14450 Old Troy Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELM CREEK WSC serves 4,520 people · EPA ID TX1550026
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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