15020 Old Troy Rd, Troy, TX 76579 Property Records

Bell County property record for 15020 Old Troy Rd, Troy, TX 76579

Property Summary

Property TypeSingle Family Home
Details2,573 sqft · built 2020
Lot Size1.1 acres (48,134 sqft)
Owner2 Individual Names on File
Last Sale$555,500 (Sep 2026)
Tax Bill$7,096 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN0577182300

Property Details

APN / Parcel Number

Primary APN0577182300
Alternative APNs
  • 487412
  • 867504

Interior

Stories1 Story
Building Area2,573 sqft Living Area
1st Floor Area2,573 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick/Stucco
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area48,134 sqft (1.1 acres)
Garage Area990 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Storage Building750 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address15020 OLD TROY RD
CityTROY
StateTX
Zip76579-3592
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0698BC S P ROSS, 2-12, ACRES 1.105
Legal SubdivisionS P ROSS
Legal Block2
JurisdictionBELL TX
Township / Civil DivisionEAST BELL
Census Block Group2
Census Block2014
Census Tract20101

Owner

15020 Old Troy Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Bell County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address15020 OLD TROY RD, TROY, TX 76579-3592
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2026 · Amount on File
Deed SaleSep 17, 2026 · Amount on File
Deed Document Number202646840
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionBELL TX
Recording DateSep 17, 2026
Property Address15020 OLD TROY RD, TROY, TX 76579-3592
Document Number0000046840
Instrument DateSep 15, 2026
Instrument202646840
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15020 OLD TROY RD, TROY, TX 76579-3592

Mortgage

Document Number0000046841,
DateSep 17, 2026
Instrument202646841
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 15020 Old Troy Rd was $7,096.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,096.00$601,053 Land $48,460 Building $552,593$601,053 Land $48,460 Building $552,593
2023$7,711.00 (-8.07%)$593,235 Land $44,055 Building $549,180$593,235 Land $44,055 Building $549,180
2022$8,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15020 Old Troy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15020 Old Troy Rd is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 44% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELM CREEK WSC
serves 4,520 people · EPA ID TX1550026
Water SourcePurchased surface water from BLUEBONNET WSC
Last State InspectionJul 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100

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