1440 Waterloo Ave, West Salem, WI 54669 Property Records

La Crosse County property record for 1440 Waterloo Ave, West Salem, WI 54669

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,751 (2025)
Deeds & Mortgages	May 2024 Mortgage Mar 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`016-001677-000`

Property Details

APN / Parcel Number

Primary APN	`016-001677-000`
Alternative APNs	`16 1677 0` `46404`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Account Number	46404
Street Address	1440 WATERLOO AVE
City	WEST SALEM
State	WI
Zip	54669-9271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZA
Legal Description	WATERLOO HEIGHTS LOT 6 BLOCK 4
Legal Range	06W
Legal Township	16N
Legal Section	04
Legal Subdivision	WATERLOO HEIGHTS
Legal Block	4
Legal Lot Number	6
Jurisdiction	LA CROSSE WI
Township / Civil Division	WEST SALEM
Census Block Group	2
Census Block	2028
Census Tract	10401

Owner

Source: La Crosse County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1440 WATERLOO AVENUE WI, WI
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC
Mar 11, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage CBC NATIONAL BANK
Jan 13, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Apr 14, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jul 9, 2019	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT INC
Oct 4, 2018	Quit Claim Deed, Transfer · VA Mortgage MAGNOLIA BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 15, 2024
Transfer Doc	0001820259
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1440 WATERLOO AVE, WEST SALEM, WI 54669-9271
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001819622
Date	May 1, 2024
Instrument	1819622

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1440 WATERLOO AVE, WEST SALEM, WI 54669-9271
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001790479
Date	Mar 11, 2022
Instrument	1790479

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1440 WATERLOO AVE, WEST SALEM, WI 54669-9271
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1698187
Date	Aug 17, 2017
Instrument	1698187

Lender

Name	CBC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2032

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1440 WATERLOO AVE, WEST SALEM, WI 54669-9271
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1763901
Date	Jan 13, 2021
Instrument	1763901

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1440 WATERLOO AVE, WEST SALEM, WI 54669-9271
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1743781
Date	Apr 14, 2020
Instrument	1743781

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1440 WATERLOO AVE, WEST SALEM, WI 54669-9271
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1728757
Date	Jul 9, 2019
Instrument	1728757

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

Interest

Rate Type	Fixed Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA CROSSE WI
Recording Date	Oct 4, 2018
Property Address	1440 WATERLOO AVE, WEST SALEM, WI 54669-9271
Document Number	0001717179
Map Reference	IN 1694663
Instrument Date	Sep 24, 2018
Instrument	1717179
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 WATERLOO AVE, WEST SALEM, WI 54669-9271

Mortgage

Document Number	1717180
Date	Oct 4, 2018
Instrument	1717180

Lender

Name	MAGNOLIA BANK INC
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	West Salem Village
Unified School District	West Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,751.00 (+4.12%) Homeowner's exemption	$305,100 (-) Land $53,700 Building $251,400	$372,800 (+22.19%)
2023	$4,563.00 Homeowner's exemption	$305,100 Land $53,700 Building $251,400	$305,100 Land $53,700 Building $251,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SALEM WATERWORKS serves 5,045 people · EPA ID WI6320334
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lynxx Networks Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, TDS Telecom, Verizon.

Nearby Properties on Waterloo Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures