1357 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1357 Sumner Ave, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,823 sqft · built 1953
Lot Size	0.336 acres (14,642 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (May 2016)
Tax Bill	$8,370 (2025)
Deeds & Mortgages	Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 40.70-1-2`

Property Details

APN / Parcel Number

Primary APN	`421500 40.70-1-2`
Alternative APN	`150004007000010020000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,823 sqft Living Area
1st Floor Area	1,215 sqft
Upper Floors Area	608 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	14,642 sqft (0.336 acres)
Lot Dimensions	141 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	320 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1357 SUMNER AVE
City	SCHENECTADY
State	NY
Zip	12309-5619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	27 AND PT OF 26 1X BRICK AND GARAGE
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1012
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.70-1-2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1357 SUMNER AVE, SCHENECTADY, NY 12309-5619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2016 · Amount on Record
Deed Sale	May 12, 2016 · Amount on Record
Prior Sale	May 14, 2008 · Amount on Record
Deed Document Number	201620177
Deed Book / Page	1937 / 29
Prior Transfer Date	Feb 07, 2009
Prior Transfer Doc	1797000419
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1357 SUMNER AVE, SCHENECTADY, NY 12309-5619
Transaction Type	Mortgage
Record Updated	Apr 25, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1357 SUMNER AVE, SCHENECTADY, NY 12309-5619

Mortgage

Document Number	0000020393
Date	Apr 08, 2024
Book Page	5366/646
Instrument	202420393

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,370.00 (+3.92%)	$173,100 (-) Land $26,000 Building $147,100	$286,637 (+30.82%) Land $43,054 Building $243,583
2023		$173,100 (-) Land $26,000 Building $147,100	$219,114 (+3.8%) Land $32,911 Building $186,203
2022		$173,100 Land $26,000 Building $147,100	$211,098 Land $31,707 Building $179,391
2021	$8,054.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 524 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.