1448 JAMES RD GARDNERVILLE NV 894608153, GARDNERVILLE, NV 89460-8153
Mortgage
Document Number
947349
Date
Jun 8, 2020
Instrument
947349
Lender
Name
GUILD MTG
Type
Mortgage Company
Address
SAN DIEGO, CA 92111
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Jun 7, 2050
Tax Assessment & Valuation
The 2026 property tax bill for 1448 James Rd was $2,575, up 3% from the year before.
Source: Douglas County assessment roll, as of January 21, 2026
Property Jurisdictions
Type
Name
State
Nevada
County
Douglas County
Unified School District
Douglas County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$2,575.00 (+3%)
$105,322 (+5.27%)Land $43,750Building $61,572
2025
$2,500.00
$100,045Land $36,750Building $63,295
$285,843Land $105,000Building $180,843
2023
$2,356.00
$97,464Land $36,750Building $60,714
$278,469Land $105,000Building $173,469
2021
$238,046Land $80,000Building $158,046
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 1448 James Rd in Zone X, an area of minimal flood risk, though there have been 61 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 59 policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
59 in force
Nearby Flood Claims
61 (1982–2011)
Most Recent Claim
Sep 2011 · rainfall accumulation
Claims by Event
Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 55 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1448 James Rd is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 61% of the US · lower than 64% of Nevada
Wildfire Likelihood
0.1% annual chance
Exposure
Indirect within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source
Groundwater
Last State Inspection
Aug 2023
Lead
Under 1 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025