1444 James Rd, Gardnerville, NV 89460 Property Records

Douglas County property record for 1444 James Rd, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,732 sqft · built 1993
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$399,000 (Jan 2018)
Tax Bill	$3,269 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1220-22-110-014`

Property Details

APN / Parcel Number

Primary APN	`1220-22-110-014`
Alternative APNs	`000029131020` `29131020`

Interior

Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	3,334 sqft
1st Floor Area	1,732 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	1,602 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Old Parcel Number	000029131020
Street Address	1444 JAMES RD
City	GARDNERVILLE
State	NV
Zip	89460-8153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDNERVILLE RANCHOS #5 LOT 67
Legal Range	20E
Legal Township	12N
Legal Section	22
Legal Subdivision	GARDNERVILLE RANCHOS #5
Legal Block	2
Legal Lot Number	67
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	2
Census Block	2014
Census Tract	1000

Owner

1444 James Rd is owned and occupied by an individual who bought it in January 2018.

Source: Douglas County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1444 JAMES RD, GARDNERVILLE, NV 89460-8153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Jan 19, 2018	Grant Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2018 · Amount on File
Deed Sale	Jan 19, 2018 · Amount on File
Deed Document Number	2018909384
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1444 JAMES RD, GARDNERVILLE, NV 89460-8153
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097798
Date	Jun 22, 2023
Instrument	2023-997798

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1444 JAMES RD, GARDNERVILLE, NV 89460-8153
Document Number	0000952056
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1444 JAMES RD GARDNERVILLE NV 894608153, GARDNERVILLE, NV 89460-8153

Mortgage

Document Number	0000952056
Date	Sep 4, 2020
Instrument	952056

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 3, 2035

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Jan 19, 2018
Property Address	1444 JAMES RD, GARDNERVILLE, NV 89460-8153
Document Number	0000909384
Instrument Date	Dec 4, 2017
Instrument	909384
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	WESTENN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,556.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1286 WOODSIDE DR GARDNERVILLE NV 894608724, GARDNERVILLE, NV 89460-8724

Mortgage

Document Number	909385
Date	Jan 19, 2018
Instrument	909385

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1444 James Rd was $3,269, up 3% from the year before.

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,269.00 (+2.99%)	$128,039 (+4.4%) Land $43,750 Building $84,289
2025	$3,174.00	$122,641 Land $36,750 Building $85,891	$350,403 Land $105,000 Building $245,403
2023	$2,992.00	$117,999 Land $36,750 Building $81,249	$337,140 Land $105,000 Building $232,140
2021			$289,154 Land $80,000 Building $209,154

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1444 James Rd in Zone X, an area of minimal flood risk, though there have been 61 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	61 (1982–2011)
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1444 James Rd is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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