1448 Cedar St, Ramona, CA 92065 Property Records

San Diego County property record for 1448 Cedar St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,400 sqft · built 1977
Lot Size2.5 acres (108,900 sqft)
OwnerIndividual Name on File
Last Sale$339,000 (Nov 2010)
Tax Bill$4,773 (2025)
Deeds & MortgagesJun 2017 Loan Modification
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN280-072-44-00

Property Details

APN / Parcel Number

Primary APN280-072-44-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,400 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area108,900 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address1448 CEDAR ST
CityRAMONA
StateCA
Zip92065-1326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 9-13-1E SEQ (EX ST)PAR PER ROS 11928 IN SWQ OF TR 000863
Legal Range01E
Legal Township13
Legal Section09
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1003
Census Tract20806

Owner

Source: San Diego County records · APN 280-072-44-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1448 CEDAR ST, RAMONA, CA 92065-1326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 06, 2017Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
Jun 06, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 24, 2010 · Amount on Record
Deed SaleNov 24, 2010 · Amount on Record
Prior SaleNov 29, 1993
Deed Document Number2010648191
Prior Transfer DateJun 01, 2001
Prior Transfer Doc0000384361
Record UpdatedSep 20, 2026

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address1448 CEDAR ST, RAMONA, CA 92065-1326
Document Number0000313175
Instrument DateJun 06, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1448 CEDAR ST RAMONA CA 920651326, RAMONA, CA 92065-1326

Mortgage

Document Number0000313175
DateJul 12, 2017
Instrument313175
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 11, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1448 CEDAR ST, RAMONA, CA 92065-1326
Document Number0000335772
Instrument DateJun 06, 2017
Transaction TypeMortgage
Record UpdatedAug 01, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1448 CEDAR ST RAMONA CA 920651326, RAMONA, CA 92065-1326

Mortgage

Document Number0000335772
DateJul 26, 2017
Instrument335772
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410-8000
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 25, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$442,990 (+2%) Land $162,953 Building $280,037
2025$4,773.00 (+8.67%) Homeowner's exemption$434,305 (+4.04%) Land $159,758 Building $274,547
2023$4,392.00 (-2.72%) Homeowner's exemption$417,442 Land $153,555 Building $263,887
2022$4,515.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskVery High
above 91% of the US · above 74% of California
Wildfire LikelihoodAbout 1 in 81 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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