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1551 Cedar St, Ramona, CA 92065 Property Records

San Diego County property record for 1551 Cedar St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,000 sqft · built 1980
Lot Size2.81 acres (122,839 sqft)
Owner2 Individual Names on File
Last Sale$355,000 (Nov 2012)
Tax Bill$4,922 (2025)
Deeds & MortgagesNov 2021 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN280-071-19-00

Property Details

APN / Parcel Number

Primary APN280-071-19-00

Interior

Bedrooms2 Beds
Full Baths3 Baths
Building Area2,000 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area122,839 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1551 CEDAR ST
CityRAMONA
StateCA
Zip92065-1327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 9-13-1E (EX RD)DOC179384REC70 IN TR 000863
Legal Range01E
Legal Township13
Legal Section09
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2015
Census Tract20801

Owner

Source: San Diego County assessment roll, APN 280-071-19-00, as of July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1551 CEDAR ST, RAMONA, CA 92065-1327
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2012 · Amount on Record
Deed SaleNov 16, 2012 · Amount on Record
Prior SaleSep 04, 2012 · Amount on Record
Deed Document Number2012719178
Prior Transfer DateSep 15, 2010
Prior Transfer Doc0000489148
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1551 CEDAR ST, RAMONA, CA 92065-1327
Transaction TypeMortgage
Record UpdatedDec 08, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1551 CEDAR ST, RAMONA, CA 92065-1327

Mortgage

Document Number0000817033
DateNov 30, 2021
Instrument2021-0817033
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1551 CEDAR ST, RAMONA, CA 92065-1327
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000120445
DateMar 09, 2020
Instrument2020-0120445
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$445,885 (+2%) Land $188,401 Building $257,484
2025$4,922.00 (+9.33%)$437,143 (+4.04%) Land $184,707 Building $252,436
2023$4,502.00 (-3.43%)$420,171 Land $177,536 Building $242,635
2022$4,662.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1980–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2017 · rainfall accumulation

Wildfire

Wildfire RiskVery High
above 91% of the US · above 74% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 62 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710019, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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