San Diego County property record for 1425 Cedar St, Ramona, CA 92065 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,270 sqft Living Area |
| Lot Size | 3.1 acres |
| Occupancy | Owner Occupied |
| Last Sale | $790,000 (2021) |
| Tax Bill | $9,209.00 (2025) |
| Primary APN | 280-072-88-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,270 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 135,036 sqft |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 2800728500 |
|---|---|
| Street Address | 1425 CEDAR ST |
| City | RAMONA |
| State | CA |
| Zip | 92065-1325 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PAR 3 TR PM18894 |
| Legal Subdivision | PARCEL MAP NO 18894 |
| Legal Tract | 1018894 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | RAMONA |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 20806 |
Source: San Diego County records · APN 280-072-88-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1425 CEDAR ST, RAMONA, CA 92065-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A |
| Aug 13, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 03, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on Record |
| Deed Sale | Aug 13, 2021 · Amount on Record |
| Prior Sale | Jul 23, 2008 · Amount on Record |
| Deed Doc Number | 2021579076 |
| Prior Transfer Date | Apr 26, 2000 |
| Prior Transfer Doc | 0000237977 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 12, 2026 |
| Property Address | 1425 CEDAR ST, RAMONA, CA 92065-1325 |
| Document Number | 0000135501 |
| Instrument Date | May 04, 2026 |
| Instrument | 2026135501 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1425 CEDAR ST, RAMONA, CA 92065-1325 |
| Document Number | 0000135501, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026135501 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 13, 2021 |
| Property Address | 1425 CEDAR ST, RAMONA, CA 92065-1325 |
| Document Number | 0000579076 |
| Map Reference | DOC 02-71505 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2021-0579076 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2334 SAN DIEGO AVE, RAMONA, CA 92065-3130 |
| Document Number | 0000579077 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021-0579077 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1425 CEDAR ST, RAMONA, CA 92065-1325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 1425 CEDAR ST, RAMONA, CA 92065-1325 |
| Document Number | 0000770885 |
|---|---|
| Date | Dec 02, 2020 |
| Instrument | 2020-0770885 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1425 CEDAR ST, RAMONA, CA 92065-1325 |
| Document Number | 0000194186 |
| Instrument Date | May 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1425 CEDAR ST RAMONA CA 920651325, RAMONA, CA 92065-1325 |
| Document Number | 0000194186 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 194186 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $855,117 (+2%) Land $504,828 Building $350,289 | |
| 2025 | $9,209.00 (+2%) | $838,351 (+4.04%) Land $494,930 Building $343,421 |
| 2024 | $9,028.00 (+5.27%) | |
| 2023 | $8,576.00 (-1.57%) | $805,799 Land $475,712 Building $330,087 |
| 2022 | $8,713.00 |
1425 Cedar St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Very High risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Very High 92nd percentile of exposed land nationally · 76th in California |
|---|---|
| Wildfire Likelihood | Very High — about 1 in 79 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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