1447 Mackenzie Ln, Elgin, IL 60120 Property Records

Cook County property record for 1447 Mackenzie Ln, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,949 sqft · built 2003
Lot Size	0.048 acres (2,089 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Sep 2026)
Tax Bill	$7,480 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-08-304-029`

Property Details

APN / Parcel Number

Primary APN	`06-08-304-029`
Alternative APN	`06-08-304-029-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,949 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Modern
Exterior Material	Frame
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,089 sqft (0.048 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1447 MACKENZIE LN
City	ELGIN
State	IL
Zip	60120-9217
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	MACKENZIE WOODS SUBDIVISION
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3003
Census Tract	804404

Owner

Source: Cook County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2115 HITCHING POST LN, SCHAUMBURG, IL 60194-3809
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Feb 22, 2024	Deed of Trust, Mortgage · Line of Credit CREDIT UNION 1
Jan 24, 2019	Grant Deed, Transfer · Conventional with PMI CREDIT UNION ONE
Jan 24, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Jan 24, 2019 · Amount on Record
Deed Document Number	202618100
Prior Transfer Date	Sep 21, 2018
Prior Transfer Doc	0000047069
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 25, 2026
Property Address	1447 MACKENZIE LN, ELGIN, IL 60120-9217
Document Number	0000018100
Instrument Date	Sep 9, 2026
Instrument	202626818100
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 HITCHING POST LN, SCHAUMBURG, IL 60194-3809

Mortgage

Document Number	0000018101,
Date	Sep 25, 2026
Instrument	202626818101

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1447 MACKENZIE LN, ELGIN, IL 60120-9217
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005341112
Date	Feb 22, 2024
Instrument	2405341112

Lender

Name	CREDIT UNION 1
Type	Credit Union
Address	LOMBARD, IL 60148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 29, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jan 24, 2019
Property Address	1447 MACKENZIE LN, ELGIN, IL 60120-9217
Document Number	1902447070
Instrument Date	Jan 10, 2019
Instrument	2447070
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	998 ASCOT DR ELGIN IL 601236761, ELGIN, IL 60123-6761

Mortgage

Document Number	1902447071
Date	Jan 24, 2019
Instrument	2447071

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	OAK LAWN, IL 60453

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

Interest

Rate Type	Fixed Rate

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Jan 24, 2019
Property Address	1447 MACKENZIE LN, ELGIN, IL 60120-9217
Document Number	1902447069
Instrument Date	Sep 21, 2018
Instrument	2447069
Transaction Type	Foreclosure
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1447 MACKENZIE LN ELGIN IL 601209217, ELGIN, IL 60120-9217

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,000 (+32.01%) Land $2,925 Building $30,075	$330,000 (+32.01%) Land $29,250 Building $300,750
2024	$7,480.00 (+3.95%)
2023	$7,196.00 (+2.9%)
2022	$6,993.00	$24,999 Land $3,499 Building $21,500	$249,990 Land $34,990 Building $215,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband, T-Mobile.

Nearby Properties on Mackenzie Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures