Cook County property record for 1444 Mackenzie Ln, Elgin, IL 60120
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,949 sqft · built 2004 |
| Lot Size | 0.049 acres (2,132 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,242 (2023) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-08-304-011 |
| Primary APN | 06-08-304-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,949 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 2,132 sqft (0.049 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1444 MACKENZIE LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-9217 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Subdivision | MACKENZIE WOODS SUB |
| Legal Lot Number | 6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 804404 |
Source: Cook County records · APN 06-08-304-011
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1444 MACKENZIE LN, ELGIN, IL 60120-9217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 31, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jul 07, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 24, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 30, 2016 |
| Deed Sale | Mar 30, 2016 |
| Prior Sale | Dec 30, 2005 · Amount on Record |
| Deed Document Number | 201649206 |
| Last Transfer Date | Dec 29, 2016 |
| Transfer Doc | 0000055001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1444 MACKENZIE LN, ELGIN, IL 60120-9217 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0008028456 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2208028456 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1444 MACKENZIE LN, ELGIN, IL 60120-9217 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1444 MACKENZIE LN, ELGIN, IL 60120-9217 |
| Document Number | 0024306200 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 2324306200 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 07, 2023 |
| Property Address | 1444 MACKENZIE LN, ELGIN, IL 60120-9217 |
| Document Number | 0018855229 |
| Map Reference | DOC 421827090 |
| Instrument Date | Jul 01, 2023 |
| Instrument | 2318855229 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1444 MACKENZIE LN, ELGIN, IL 60120-9217 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 24, 2017 |
| Property Address | 1444 MACKENZIE LN, ELGIN, IL 60120-9217 |
| Document Number | 1705555001 |
| Instrument Date | Dec 29, 2016 |
| Instrument | 5555001 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1444 MACKENZIE LN ELGIN IL 601209217, ELGIN, IL 60120-9217 |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,000 (+32%) Land $2,985 Building $30,015 | $330,000 (+32%) Land $29,850 Building $300,150 | |
| 2023 | $6,242.00 (+3.41%) | ||
| 2022 | $6,036.00 (+7.19%) | $25,000 (+27.07%) Land $3,500 Building $21,500 | $250,000 (+27.07%) Land $35,000 Building $215,000 |
| 2021 | $5,631.00 Homeowner's exemption | $19,674 Land $1,812 Building $17,862 | $196,740 Land $18,120 Building $178,620 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Radiate Holdings, T-Mobile USA.
Based on FCC filings for 92 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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