1443 Mackenzie Ln, Elgin, IL 60120 Property Records

Cook County property record for 1443 Mackenzie Ln, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,949 sqft · built 2003
Lot Size	0.048 acres (2,089 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Mar 2009)
Tax Bill	$6,242 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-08-304-028`

Property Details

APN / Parcel Number

Primary APN	`06-08-304-028`
Alternative APN	`06-08-304-028-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,949 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,089 sqft (0.048 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1443 MACKENZIE LN
City	ELGIN
State	IL
Zip	60120-9217
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	MACKENZIE WOODS
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3003
Census Tract	804404

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1443 MACKENZIE LN, ELGIN, IL 60120-9217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2009 · Amount on Record
Deed Sale	Mar 12, 2009 · Amount on Record
Prior Sale	Jun 21, 2007 · Amount on Record
Deed Document Number	200931090
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1443 MACKENZIE LN, ELGIN, IL 60120-9217
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005006293
Date	Feb 19, 2021
Instrument	2105006293

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1443 MACKENZIE LN, ELGIN, IL 60120-9217
Document Number	1806646100
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1443 MACKENZIE LN ELGIN IL 601209217, ELGIN, IL 60120-9217

Mortgage

Document Number	1806646100
Date	Mar 7, 2018
Instrument	6646100

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,000 (+32.01%) Land $2,925 Building $30,075	$330,000 (+32.01%) Land $29,250 Building $300,750
2023	$6,242.00 (+3.41%)
2022	$6,036.00 Homeowner's exemption	$24,999 Land $3,499 Building $21,500	$249,990 Land $34,990 Building $215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband, T-Mobile.

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