1447 Lawrence Ave, Elgin, IL 60123 Property Records

Kane County property record for 1447 Lawrence Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,898 sqft · built 1965
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$263,000 (Apr 2023)
Tax Bill$6,681 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-15-133-001

Property Details

APN / Parcel Number

Primary APN06-15-133-001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,898 sqft Living Area
1st Floor Area1,898 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleSplit Level
Exterior MaterialBrick
Foundation TypeRaised
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions100 ft deep x 72 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address1447 LAWRENCE AVE
CityELGIN
StateIL
Zip60123-3235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLUMBIA PARK ADDN WESTERLY 69.9 FT LOT 21 & NORTHERLY 73.4 FT LOT 22 BLOCK 1
Legal SubdivisionCOLUMBIA PARK ADDN
Legal Block1
Legal Lot Number21,22
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2011
Census Tract851909

Owner

1447 Lawrence Ave is owned and occupied by an individual who bought it in April 2023.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1447 LAWRENCE AVE, ELGIN, IL 60123-3235
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Warranty Deed, Transfer · Conventional Mortgage
MIDLAND STATES BANK
Jan 28, 2020Quit Claim Deed, Transfer
PARKSIDE LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2023 · Amount on File
Deed SaleApr 26, 2023 · Amount on File
Prior SaleJun 20, 2012 · Amount on File
Deed Document Number202313105
Prior Transfer DateJan 10, 2020
Prior Transfer Doc0000005034
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 26, 2023
Property Address1447 LAWRENCE AVE, ELGIN, IL 60123-3235
Document Number0000013105
Instrument DateApr 11, 2023
Instrument2023K013105
Transaction TypeTransfer
Record UpdatedMay 3, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$263.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1447 LAWRENCE AVE, ELGIN, IL 60123-3235

Mortgage

Document Number0000013106
DateApr 26, 2023
Instrument2023K013106
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053
Interest
Rate TypeFixed Rate
Rate5.75%

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJan 28, 2020
Property Address1447 LAWRENCE AVE, ELGIN, IL 60123-3235
Document Number0000005034
Instrument DateJan 10, 2020
Instrument5034
Transaction TypeTransfer
Record UpdatedFeb 24, 2020
Title CompanyPRIMARY TITLE SERVICES INC, PRIMARY TITLE SVCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1447 LAWRENCE AVE ELGIN IL 601233235, ELGIN, IL 60123-3235

Mortgage

Document Number5035
DateJan 28, 2020
Instrument5035
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
AmountAmount on Record
Term360 Months
DueJan 27, 2050
Interest
Rate TypeFixed Rate
Rate5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1447 Lawrence Ave was $6,681 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,681.00$95,581 (+8.57%) Land $16,538 Building $79,043$286,858 (+8.57%) Land $49,634 Building $237,224
2024$88,037 Land $15,233 Building $72,804$264,217 Land $45,717 Building $218,499
2022$5,768.00 (+4.63%) Homeowner's exemption$72,523 (+6.96%) Land $12,549 Building $59,974$217,569 (+6.96%) Land $37,647 Building $179,922
2021$5,513.00 Homeowner's exemption$67,803 Land $11,732 Building $56,071$203,409 Land $35,196 Building $168,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1447 Lawrence Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1447 Lawrence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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