1437 Lawrence Ave, Elgin, IL 60123 Property Records

Kane County property record for 1437 Lawrence Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1965
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Sep 2023)
Tax Bill	$4,905 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-15-133-002`

Property Details

APN / Parcel Number

Primary APN	`06-15-133-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1437 LAWRENCE AVE
City	ELGIN
State	IL
Zip	60123-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLUMBIA PARK ADD LOT 21 (EX WLY 69.9 FT) & LOT 22 (EX WLY 73.4 FT) & 1/2 VAC ALLEY ADJ TO SAME
Legal Subdivision	COLUMBIA PARK ADD
Legal Block	2
Legal Lot Number	21,22
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2011
Census Tract	851909

Owner

1437 Lawrence Ave is owned and occupied by two individuals who bought it in September 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1408 KENNETH CIR, ELGIN, IL 60120-4357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2023 · Amount on File
Deed Sale	Sep 11, 2023 · Amount on File
Deed Document Number	202331591
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Sep 11, 2023
Property Address	1437 LAWRENCE AVE, ELGIN, IL 60123-3235
Document Number	0000031591
Instrument Date	Aug 31, 2023
Instrument	2023K031591
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1437 LAWRENCE AVE, ELGIN, IL 60123-3235

Mortgage

Document Number	0000031592
Date	Sep 11, 2023
Instrument	2023K031592

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7%

Tax Assessment & Valuation

The 2025 property tax bill for 1437 Lawrence Ave was $4,905 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,905.00	$72,300 (+8.57%) Land $16,538 Building $55,762	$216,987 (+8.57%) Land $49,634 Building $167,353
2024		$66,593 Land $15,233 Building $51,360	$199,859 Land $45,717 Building $154,142
2022	$3,802.00 (+5.79%) Homeowner's exemption	$54,858 (+6.96%) Land $12,549 Building $42,309	$164,574 (+6.96%) Land $37,647 Building $126,927
2021	$3,594.00 Homeowner's exemption	$51,288 Land $11,732 Building $39,556	$153,864 Land $35,196 Building $118,668

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1437 Lawrence Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1437 Lawrence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20