1446 Summergate Dr, Florence, SC 29501 Property Records

Florence County property record for 1446 Summergate Dr, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,465 sqft · built 2021
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$416,400 (Dec 2021)
Tax Bill	$1,993 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09711-01-098`

Property Details

APN / Parcel Number

Primary APN	`09711-01-098`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,465 sqft Living Area
1st Floor Area	1,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Basement
Garage Area	477 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	1446 SUMMERGATE DR
City	FLORENCE
State	SC
Zip	29501-7127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERGATE PH II LT 28
Legal Subdivision	SUMMERGATE PHASE II
Legal Lot Number	28
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2013
Census Tract	101

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1446 SUMMERGATE DR, FLORENCE, SC 29501-7127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Survivorship Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 23, 2021	Warranty Deed, Transfer THE BANK OF CLARENDON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Aug 10, 2018 · Amount on Record
Deed Book / Page	968 / 525
Record Updated	Sep 20, 2026

December 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FLORENCE SC
Recording Date	Dec 29, 2021
Property Address	1446 SUMMERGATE DR, FLORENCE, SC 29501-7127
Document Number	0009680525
Book / Page	968 / 525
Map Reference	MB 106 PG 196
Instrument Date	Dec 27, 2021
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,082.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1446 SUMMERGATE DR, FLORENCE, SC 29501-7127

Mortgage

Document Number	0000968529
Date	Dec 29, 2021
Instrument	968/529

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Jun 23, 2021
Property Address	1446 SUMMERGATE DR, FLORENCE, SC 29501-7127
Document Number	0009310001
Book / Page	931 / 1
Map Reference	MB 106 PG 196
Instrument Date	Jun 22, 2021
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4521, FLORENCE, SC 29502-4521
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009316
Date	Jun 23, 2021
Instrument	931/6

Lender

Name	THE BANK OF CLARENDON
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,993.00 (+6.92%)	$17,310 (-99.89%) Land $1,300 Building $16,010	$432,771 (-98.94%) Land $32,500 Building $400,271
2023	$1,864.00 (-77.64%) Additional exemption filed	$16,384,963 (+99,899.77%) Land $1,300,000 Building $15,084,963	$40,962,408 (+9,9%) Land $3,250,000 Building $37,712,408
2022	$8,337.00 Additional exemption filed	$16,385 Land $1,300 Building $15,085	$409,624 Land $32,500 Building $377,124

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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