1428 Summergate Dr, Florence, SC 29501 Property Records

Florence County property record for 1428 Summergate Dr, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,342 sqft · built 2017
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$292,990 (Jul 2017)
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09711-01-028`

Property Details

APN / Parcel Number

Primary APN	`09711-01-028`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,342 sqft Living Area
1st Floor Area	1,944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Basement
Garage Area	450 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	1428 SUMMERGATE DR
City	FLORENCE
State	SC
Zip	29501-7127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERGATE I-A LT 28
Legal Subdivision	PALT OF SUMMERGATE SUBDIVISION
Legal Lot Number	28
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2013
Census Tract	101

Owner

1428 Summergate Dr is owned and occupied by an individual who bought it in July 2017.

Source: Florence County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1428 SUMMERGATE DR, FLORENCE, SC 29501-7127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Jul 6, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2017 · Amount on File
Deed Sale	Jul 6, 2017 · Amount on File
Prior Sale	Feb 4, 2016 · Amount on File
Deed Book / Page	699 / 1112
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	1428 SUMMERGATE DR, FLORENCE, SC 29501-7127
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 SUMMERGATE DR, FLORENCE, SC 29501-7127

Mortgage

Document Number	0009790869
Date	Mar 2, 2022
Book Page	979/869

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Jul 6, 2017
Property Address	1428 SUMMERGATE DR, FLORENCE, SC 29501-7127
Document Number	00B6991112
Book / Page	B699 / 1112
Instrument Date	Jun 26, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1428 SUMMERGATE DR, FLORENCE, SC 29501-7127

Mortgage

Document Number	00B6991118
Date	Jul 6, 2017
Book Page	B699/1118

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	COLUMBIA, SC 29205

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1428 Summergate Dr was $1,308.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,308.00	$16,311 Land $1,400 Building $14,911	$407,779 Land $35,000 Building $372,779
2023	$1,156.00 (+6.54%) Homeowner's exemption	$11,615,185 (+99,901.59%) Land $1,400,000 Building $10,215,185	$29,037,964 (+9,899.99%) Land $3,500,000 Building $25,537,964
2022	$1,085.00 Homeowner's exemption	$11,615 Land $1,400 Building $10,215	$290,380 Land $35,000 Building $255,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1428 Summergate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1428 Summergate Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 74% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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