1438 Summergate Dr, Florence, SC 29501 Property Records

Florence County property record for 1438 Summergate Dr, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,737 sqft · built 2023
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$301,000 (Aug 2023)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09711-01-096`

Property Details

APN / Parcel Number

Primary APN	`09711-01-096`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,737 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Area	462 sqft

Location & Zoning

Street Address	1438 SUMMERGATE DR
City	FLORENCE
State	SC
Zip	29501-7127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERGATE PH II LT 26
Legal Subdivision	SUMMERGATE PHASE II
Legal Lot Number	26
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2013
Census Tract	101

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1438 SUMMERGATE DR, FLORENCE, SC 29501-7127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit CAROLINA BANK & TRUST CO
Aug 2, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 2, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 5, 2023	Quit Claim Deed, Transfer · Construction Mortgage CAROLINA BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Aug 10, 2018 · Amount on Record
Deed Document Number	20239779
Deed Book / Page	1060 / 1768
Prior Transfer Date	May 25, 2023
Prior Transfer Doc	0010520275
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	1438 SUMMERGATE DR, FLORENCE, SC 29501-7127
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 BIMINI TWIST CIR, LEXINGTON, SC 29072-8269

Mortgage

Document Number	0010790291
Date	Dec 11, 2023
Book Page	1079/291
Instrument	2023037753

Lender

Name	CAROLINA BANK & TRUST CO
Type	Bank
Address	BENNETTSVILLE, SC 29512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	246 Months
Due	Jun 5, 2044

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLORENCE SC
Recording Date	Aug 2, 2023
Property Address	1438 SUMMERGATE DR, FLORENCE, SC 29501-7127
Document Number	0010601763
Book / Page	1060 / 1763
Map Reference	MB 106 PG 196
Instrument Date	Jul 31, 2023
Instrument	2023-00009778
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4521, FLORENCE, SC 29502-4521

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Aug 2, 2023
Property Address	1438 SUMMERGATE DR, FLORENCE, SC 29501-7127
Document Number	0010601768
Book / Page	1060 / 1768
Map Reference	MB 106 PG 196
Instrument Date	Jul 31, 2023
Instrument	2023-00009779
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1438 SUMMERGATE DR, FLORENCE, SC 29501-7127

Mortgage

Document Number	0010601773
Date	Aug 2, 2023
Instrument	1060/1773

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLORENCE SC
Recording Date	Jun 5, 2023
Property Address	1438 SUMMERGATE DR, FLORENCE, SC 29501-7127
Document Number	0010520275
Book / Page	1052 / 275
Map Reference	MB 107 PG 126B
Instrument Date	May 30, 2023
Instrument	2023-00007092
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 BYMES BOULEVARD, FLORENCE, SC 29506

Mortgage

Document Number	0010520280
Date	Jun 5, 2023
Book Page	1052/280
Instrument	2023-00007093

Lender

Name	CAROLINA BANK & TRUST CO
Type	Bank
Address	BENNETTSVILLE, SC 29512

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jun 5, 2044

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00 (+107.84%)	$11,965 (-99.08%) Land $1,300 Building $10,665	$299,125 (-90.8%) Land $32,500 Building $266,625
2023	$663.00 (+0.3%) Additional exemption filed	$1,300,000 (+99,9%) Land $1,300,000	$3,250,000 (+9,9%) Land $3,250,000
2022	$661.00 Additional exemption filed	$1,300 Land $1,300	$32,500 Land $32,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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