1446 N 1190 E, Payson, UT 84651 Property Records

Utah County property record for 1446 N 1190 E, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,919 sqft · built 2022
Lot Size	0.095 acres (4,137 sqft)
Owner	2 Individual Names on File
Last Sale	$474,810 (Jun 2022)
Tax Bill	$2,431 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-413-0554`

Property Details

APN / Parcel Number

Primary APN	`54-413-0554`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,919 sqft Living Area
Gross Area	2,339 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	4,137 sqft (0.095 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1446 N 1190 E
City	PAYSON
State	UT
Zip	84651-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 554, PLAT E, VILLAGES AT ARROWHEAD PARK SUB AREA 0.095 AC.
Legal Subdivision	VILLAGES AT ARROWHEAD PARK SUB
Legal Lot Number	554
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1003
Census Tract	3401

Owner

Source: Utah County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1446 N 1190 E, PAYSON, UT 84651-3342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jun 29, 2022	Special Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Deed Document Number	202275520
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1446 N 1190 E, PAYSON, UT 84651-3342
Transaction Type	Mortgage
Record Updated	Apr 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018736
Date	Mar 27, 2023
Instrument	18736:2023

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 29, 2022
Property Address	1446 N 1190 E, PAYSON, UT 84651-3342
Document Number	0000075520
Instrument Date	Jun 29, 2022
Instrument	75520:2022
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1446 N 1190 E, PAYSON, UT 84651-3342

Mortgage

Document Number	0000075521
Date	Jun 29, 2022
Instrument	75521:2022

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,680 (-45.84%)	$437,600 (-1.53%) Land $167,700 Building $269,900
2025	$2,431.00 (+0.04%)	$444,400 (+89.81%) Land $159,800 Building $284,600	$444,400 (+4.39%) Land $159,800 Building $284,600
2024	$2,430.00 (+5.93%)
2023	$2,294.00 (+56.8%)	$234,135	$425,700 Land $137,800 Building $287,900
2022	$1,463.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 49% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
Senawave Fiber	2,500 / 2,500
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Beehive Telephone Companies Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Boston Omaha Fixed Wireless	100 / 25

May also be available: JAB Wireless.

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