1438 N 1190 E, Payson, UT 84651 Property Records

Utah County property record for 1438 N 1190 E, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,993 sqft · built 2022
Lot Size	0.134 acres (5,823 sqft)
Owner	2 Individual Names on Record
Last Sale	$467,370 (Sep 2026)
Tax Bill	$2,541 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-413-0555`

Property Details

APN / Parcel Number

Primary APN	`54-413-0555`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,993 sqft Living Area
Gross Area	2,413 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	5,823 sqft (0.134 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1438 N 1190 E
City	PAYSON
State	UT
Zip	84651-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 555, PLAT E, VILLAGES AT ARROWHEAD PARK SUB AREA 0.134 AC.
Legal Subdivision	VILLAGES AT ARROWHEAD PARK SUB
Legal Lot Number	555
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1003
Census Tract	3401

Owner

Source: Utah County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1438 N 1190 E, PAYSON, UT 84651-3342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORPORATION
Jun 8, 2022	Special Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2026 · Amount on Record
Deed Sale	Sep 29, 2026 · Amount on Record
Prior Sale	Jun 8, 2022 · Amount on Record
Deed Document Number	202680211
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 29, 2026
Property Address	1438 N 1190 E, PAYSON, UT 84651-3342
Document Number	0000080211
Instrument Date	Sep 28, 2026
Instrument	202680211
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	LAND TITLE GUARANTEE, TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1438 N 1190 E, PAYSON, UT 84651-3342
Investor	Possibly a Property Investor

Mortgage

Document Number	0000080214,
Date	Sep 29, 2026
Instrument	202680214

Lender

Name	FIRST COLONY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 8, 2022
Property Address	1438 N 1190 E, PAYSON, UT 84651-3342
Document Number	0000068586
Instrument Date	Jun 8, 2022
Instrument	68586:2022
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1438 N 1190 E, PAYSON, UT 84651-3342

Mortgage

Document Number	0000068587
Date	Jun 8, 2022
Instrument	68587:2022

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,800 (-1.85%)	$456,000 (-1.85%) Land $180,700 Building $275,300
2025	$2,541.00 (+8.82%)	$255,530 (+3.57%)	$464,600 (+3.57%) Land $172,100 Building $292,500
2024	$2,335.00 (-3.39%)
2023	$2,417.00 (+53.36%)	$246,730	$448,600 Land $148,400 Building $300,200
2022	$1,576.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 49% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Utah Broadband Fixed Wireless	100 / 25

May also be available: Rise Broadband.

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