Black Hawk County property record for 1425 E Ridgeway Ave, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 600 sqft · built 1948 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | Company Name on File |
| Last Sale | $72,000 (Apr 2023) |
| Tax Bill | $2,172 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-36-354-014 |
| Primary APN | 8913-36-354-014 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 600 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 175 sqft |
| Unfinished Basement | 600 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,800 sqft (0.248 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 1425 E RIDGEWAY AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WLOO WEST E 90 FT S 150 FT W 330 FT SW SW SW EXC HWY SEC 36 T 89 R 13 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | UNPLATTED WLOO WEST |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 1000 |
Source: Black Hawk County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1309 COFFEEN AVE, 1200, SHERIDAN, WY 82801-5777 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2023 · Amount on Record |
| Deed Sale | Apr 26, 2023 · Amount on Record |
| Prior Sale | May 13, 2011 · Amount on Record |
| Deed Document Number | 202314351 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1425 E RIDGEWAY AVE, WATERLOO, IA 50702-3449 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1309 COFFEEN AVE 1200, 1200, SHERIDAN, WY 82801-5777 |
| Document Number | 202400005857 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 202400005857 |
| Name | BANKIOWA |
|---|---|
| Type | Bank |
| Address | INDEPENDENCE, IA 50644 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 26, 2053 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,172.00 | $106,490 (+6.34%) Land $29,930 Building $76,560 | $106,490 (+6.34%) Land $29,930 Building $76,560 |
| 2024 | $2,172.00 (+20.27%) | ||
| 2023 | $100,140 (+21.84%) Land $29,930 Building $70,210 | $100,140 (+21.84%) Land $29,930 Building $70,210 | |
| 2022 | $1,806.00 | $82,190 Land $29,930 Building $52,260 | |
| 2021 | $82,190 Land $29,930 Building $52,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: AMG Technology Investment Group, LTD Broadband, Verizon.
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