1445 Trafalgar Ln, Frederick, MD 21701 Property Records

Frederick County property record for 1445 Trafalgar Ln, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,058 sqft · built 2014
Lot Size	0.024 acres (1,042 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Jan 2023)
Tax Bill	$6,569 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-591123`

Property Details

APN / Parcel Number

Primary APN	`02-591123`
Alternative APN	`591123`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	2,058 sqft Living Area
Gross Area	2,338 sqft
1st Floor Area	560 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,042 sqft (0.024 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	591123
Street Address	1445 TRAFALGAR LN
City	FREDERICK
State	MD
Zip	21701-2527
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	UNIT 10 PHASE 8 1,042 SQ FT MONOCACY PARK SOUTH
Legal Subdivision	MONOCACY PARK SOUTH PH 8
Legal Phase	1,8
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2007
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	42565 OLMSTED DR, BRAMBLETON, VA 20148-5621
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 11, 2020	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Prior Sale	Mar 11, 2020 · Amount on Record
Deed Book / Page	16303 / 369
Prior Transfer Date	Mar 18, 2015
Prior Transfer Doc	0104480463
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 20, 2023
Property Address	1445 TRAFALGAR LN, FREDERICK, MD 21701-2527
Document Number	0163030369
Book / Page	16303 / 369
Map Reference	MB 94 PL 109-111
Instrument Date	Jan 17, 2023
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	EVERGREEN SETTLEMENT COMPANY, EVERGREEN SETTLEMENT CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	42565 OLMSTED DR, BRAMBLETON, VA 20148-5621

Mortgage

Document Number	0016303373
Date	Jan 20, 2023
Instrument	16303/373

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 11, 2020
Property Address	1445 TRAFALGAR LN, FREDERICK, MD 21701-2527
Document Number	0135840101
Book / Page	13584 / 101
Map Reference	MB 94 PL 109-111
Instrument Date	Mar 3, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1445 TRAFALGAR LN, FREDERICK, MD 21701-2527

Mortgage

Document Number	0135840106
Date	Mar 11, 2020
Book Page	13584/106

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,700 (+2.99%)	$386,900 (+8.96%) Land $120,000 Building $266,900
2025	$6,569.00 (+9.34%)	$355,100 (+22.04%) Land $100,000 Building $255,100	$355,100 (-) Land $100,000 Building $255,100
2024	$6,008.00 (+12.97%)
2023	$5,318.00	$290,967	$355,100 Land $100,000 Building $255,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Glo Fiber, Verizon.

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