1441 Trafalgar Ln, Frederick, MD 21701 Property Records

Frederick County property record for 1441 Trafalgar Ln, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 2,016 sqft · built 2014
Lot Size	0.039 acres (1,737 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Mar 2023)
Tax Bill	$5,491 (2023)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-591125`

Property Details

APN / Parcel Number

Primary APN	`02-591125`
Alternative APN	`591125`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	2,016 sqft Total Area

Exterior

Year Built	Built 2014
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,737 sqft (0.039 acres)
Garage Type	Built-in
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	591125
Street Address	1441 TRAFALGAR LN
City	FREDERICK
State	MD
Zip	21701-2527
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	UNIT 12 PHASE 8 1,737 SQ FT MONOCACY PARK SOUTH
Legal Subdivision	MONOCACY PARK SOUTH PH 8
Legal Phase	1,8
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2007
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1441 Trafalgar Ln, a townhouse, is owned and occupied by an individual who bought it in March 2023.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Mailing Address	1441 TRAFALGAR LN, FREDERICK, MD 21701-2527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC
Dec 13, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 17, 2016	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2023 · Amount on File
Deed Sale	Mar 2, 2023 · Amount on File
Prior Sale	Mar 26, 2015 · Amount on File
Deed Document Number	0016346490
Deed Book / Page	16346 / 490
Record Updated	Jun 7, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 2, 2023
Property Address	1441 TRAFALGAR LN, FREDERICK, MD 21701-2527
Document Number	0163460490
Book / Page	16346 / 490
Map Reference	MB 94 PL 109-111
Instrument Date	Dec 27, 2022
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	RE TITLE SERVICES LLC, RAVEN TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1441 TRAFALGAR LN, FREDERICK, MD 21701-2527

Mortgage

Document Number	0016346497
Date	Mar 2, 2023
Instrument	16346/497

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1441 TRAFALGAR LN, FREDERICK, MD 21701-2527
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1441 TRAFALGAR LN, FREDERICK, MD 21701-2527

Mortgage

Document Number	0155610126
Date	Dec 13, 2021
Book Page	15561/126

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1441 TRAFALGAR LN, FREDERICK, MD 21701-2527
Document Number	0116670155
Instrument Date	Oct 17, 2016
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1441 TRAFALGAR LN FREDERICK MD 217012527, FREDERICK, MD 21701-2527

Mortgage

Document Number	0116670155
Date	Feb 10, 2017
Book Page	011667/000155

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,491.00	$300,600	$372,600 Land $100,000 Building $272,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1441 Trafalgar Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1441 Trafalgar Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Glo Fiber, Verizon.

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