1447 Trafalgar Ln, Frederick, MD 21701 Property Records

Frederick County property record for 1447 Trafalgar Ln, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,044 sqft · built 2014
Lot Size	0.023 acres (1,012 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Sep 2024)
Tax Bill	$6,050 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-591122`

Property Details

APN / Parcel Number

Primary APN	`02-591122`
Alternative APN	`591122`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	2,044 sqft Living Area
Gross Area	2,324 sqft
1st Floor Area	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,012 sqft (0.023 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	591122
Street Address	1447 TRAFALGAR LN
City	FREDERICK
State	MD
Zip	21701-2527
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	UNIT 9 PHASE 8 1,012 SQ FT MONOCACY PARK SOUTH
Legal Subdivision	MONOCACY PARK SOUTH PH 8
Legal Phase	1,8
Legal Block	2
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2007
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1447 Trafalgar Ln, a townhouse, is owned and occupied by two individuals who bought it in September 2024.

Source: Frederick County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1447 TRAFALGAR LN, FREDERICK, MD 21701-2527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 26, 2021	Intrafamily Transfer, Transfer · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2024 · Amount on File
Deed Sale	Sep 3, 2024 · Amount on File
Prior Sale	Jan 5, 2022 · Amount on File
Prior Transfer Date	Mar 22, 2021
Prior Transfer Doc	0154270001
Record Updated	Jun 8, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 5, 2022
Property Address	1447 TRAFALGAR LN, FREDERICK, MD 21701-2527
Document Number	0156310213
Book / Page	15631 / 213
Map Reference	MB 94 PL 109-111
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$867.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1447 TRAFALGAR LN, 1447, FREDERICK, MD 21701-2527

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1447 TRAFALGAR LN, FREDERICK, MD 21701-2527

Mortgage

Document Number	0015631220
Date	Jan 5, 2022
Instrument	15631/220

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Oct 26, 2021
Property Address	1447 TRAFALGAR LN, FREDERICK, MD 21701-2527
Document Number	0154270001
Book / Page	15427 / 1
Map Reference	MB 94 PL 109-111
Instrument Date	Mar 22, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1447 TRAFALGAR LN, FREDERICK, MD 21701-2527

Mortgage

Document Number	0000154277
Date	Oct 26, 2021
Instrument	15427/7

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$357,400 Land $100,000 Building $257,400	$357,400 Land $100,000 Building $257,400
2024	$6,050.00 (+12.87%)
2023	$5,360.00	$293,267	$357,400 Land $100,000 Building $257,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1447 Trafalgar Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1447 Trafalgar Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Glo Fiber, Verizon.

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