1445 Northgate Dr, Independence, OR 97351 Property Records

Polk County property record for 1445 Northgate Dr, Independence, OR 97351

Property Summary

Property Type	Duplex
Details	8 bd · 5 ba · 3,211 sqft · built 2018
Lot Size	0.204 acres (8,875 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jan 2021)
Tax Bill	$7,391 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08420-BD-00800`

Property Details

APN / Parcel Number

Primary APN	`08420-BD-00800`
Alternative APN	`578173`

Interior

Bedrooms	8 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Building Area	3,211 sqft Living Area
Gross Area	3,811 sqft
1st Floor Area	1,401 sqft
Great Room	Great Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Duplex Single
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,875 sqft (0.204 acres)
Garage Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	578173
Street Address	1445 NORTHGATE DR
City	INDEPENDENCE
State	OR
Zip	97351-9589
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SR
Legal Description	QUAIL CROSSING LOT 8
Legal Range	4W
Legal Township	08S
Legal Section	20
Legal Subdivision	QUAIL CROSSING
Legal Block	1
Legal Lot Number	8
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1026
Census Tract	20303

Owner

1445 Northgate Dr, a duplex, is owned by two individuals who bought it in January 2021.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 100, HALSEY, OR 97348-0100
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 7, 2020	Bargain and Sale Deed, Transfer ACCOMMODATION
Aug 19, 2020	Loan Modification, Mortgage NOT AVAILABLE
May 29, 2018	Intrafamily Transfer, Transfer · Construction Mortgage PIONEER TRUST BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Deed Document Number	20211747
Prior Transfer Date	May 25, 2018
Prior Transfer Doc	0000006214
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jan 29, 2021
Property Address	1445 NORTHGATE DR, INDEPENDENCE, OR 97351-9589
Document Number	0000001747
Map Reference	DOC 2018-001993
Instrument Date	Jan 29, 2021
Instrument	2021-001747
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIDELITY NATL TTL CO OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 100, HALSEY, OR 97348-0100

Mortgage

Document Number	0000001748
Date	Jan 29, 2021
Instrument	2021-001748

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	POLK OR
Recording Date	Oct 7, 2020
Property Address	1445 NORTHGATE DR, INDEPENDENCE, OR 97351-9589
Document Number	0000014731
Instrument Date	Aug 20, 2020
Instrument	2020-014731
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3240 DOGWOOD DR S, SALEM, OR 97302-4032

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK OR
Property Address	1445 NORTHGATE DR, INDEPENDENCE, OR 97351-9589
Document Number	0000012456
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3240 DOGWOOD DR S SALEM OR 973024032, SALEM, OR 97302-4032

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK OR
Recording Date	May 29, 2018
Property Address	1445 NORTHGATE DR, INDEPENDENCE, OR 97351-9589
Document Number	0000006214
Map Reference	VOL15-26
Instrument Date	May 25, 2018
Instrument	2018-006214
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4894 OAK PARK DR NE, SALEM, OR 97305-2931

Mortgage

Document Number	0000006215
Date	May 29, 2018
Instrument	2018-006215

Lender

Name	PIONEER TRUST BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	62 Months
Due	Jul 15, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 1445 Northgate Dr was $7,391, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,130 (+3%) Land $70,300 Building $350,830	$680,590 (+0.77%) Land $150,000 Building $530,590
2025	$7,391.00 (+3.79%)	$408,870 (+3%) Land $68,260 Building $340,610	$675,390 (+3.37%) Land $138,900 Building $536,490
2024	$7,121.00 (-2.55%)	$396,970 (+3%) Land $66,270 Building $330,700	$653,380 (+9.87%) Land $137,600 Building $515,780
2023	$7,307.00 (+8.98%)	$385,410 (+3%) Land $64,340 Building $321,070	$594,660 (-2.63%) Land $135,000 Building $459,660
2022	$6,705.00	$374,190 Land $62,460 Building $311,730	$610,750 Land $124,900 Building $485,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1445 Northgate Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1445 Northgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONMOUTH serves 11,651 people · EPA ID OR4100537
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

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