1425 Northgate Dr, Independence, OR 97351 Property Records

Polk County property record for 1425 Northgate Dr, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,558 sqft · built 2020
Lot Size	0.132 acres (5,756 sqft)
Owner	2 Company Names on Record
Last Sale	$425,000 (Feb 2023)
Tax Bill	$4,559 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08420-BD-00400`

Property Details

APN / Parcel Number

Primary APN	`08420-BD-00400`
Alternative APN	`578169`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,558 sqft Living Area
Gross Area	1,978 sqft
1st Floor Area	1,558 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Shake/Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,756 sqft (0.132 acres)
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	578169
Street Address	1425 NORTHGATE DR
City	INDEPENDENCE
State	OR
Zip	97351-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	QUAIL CROSSING LOT 4
Legal Range	4W
Legal Township	08S
Legal Section	20
Legal Subdivision	QUAIL CROSSING
Legal Block	1
Legal Lot Number	4
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1026
Census Tract	20303

Owner

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1425 NORTHGATE DR, INDEPENDENCE, OR 97351-9589
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Feb 17, 2023	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CU
Apr 30, 2020	Deed of Trust, Mortgage · Line of Credit PIONEER TRUST BANK NA
Oct 23, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OREGON STATE CU
Mar 19, 2020	Grant Deed, Transfer NOT AVAILABLE
Jul 30, 2019	Correction Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	20231078
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK OR
Recording Date	Aug 5, 2026
Property Address	1425 NORTHGATE DR, INDEPENDENCE, OR 97351-9589
Document Number	0000006240
Instrument Date	Jul 23, 2026
Instrument	20266240
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1425 NORTHGATE DR, INDEPENDENCE, OR 97351-9589
Investor	Possibly a Property Investor

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Feb 17, 2023
Property Address	1425 NORTHGATE DR, INDEPENDENCE, OR 97351-9589
Document Number	0000001078
Map Reference	VOL 15 PG 26
Instrument Date	Feb 7, 2023
Instrument	2023-001078
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1425 NORTHGATE DR, INDEPENDENCE, OR 97351-9589

Mortgage

Document Number	0000001079
Date	Feb 17, 2023
Instrument	2023-001079

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	1425 NORTHGATE DR, INDEPENDENCE, OR 97351-9589
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005810
Date	Apr 30, 2020
Instrument	2020-005810

Lender

Name	PIONEER TRUST BANK NA
Type	Bank
Address	SALEM, OR 97308

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 23, 2020
Property Address	1425 NORTHGATE DR, INDEPENDENCE, OR 97351-9589
Document Number	0000015727
Map Reference	VOL 15 PG 26
Instrument Date	Oct 20, 2020
Instrument	2020-015727
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 NORTHGATE DR, INDEPENDENCE, OR 97351-9589

Mortgage

Document Number	0000015728
Date	Oct 23, 2020
Instrument	2020-015728

Lender

Name	OREGON STATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK OR
Recording Date	Mar 19, 2020
Property Address	1425 NORTHGATE DR, INDEPENDENCE, OR 97351-9589
Document Number	0000003850
Instrument Date	Mar 18, 2020
Instrument	3850
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5205 MAC ST SE SALEM OR 973062842, SALEM, OR 97306-2842

July 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK OR
Recording Date	Jul 30, 2019
Property Address	1425 NORTHGATE DR, INDEPENDENCE, OR 97351-9589
Document Number	0000008048
Instrument Date	May 3, 2018
Instrument	8048
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1100 LIBERTY ST SE #3 SALEM OR 973024154, 3, SALEM, OR 97302-4154

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,770 (+3%) Land $71,380 Building $188,390	$478,150 (+4.83%) Land $151,450 Building $326,700
2025	$4,559.00 (+3.8%)	$252,210 (+3%) Land $69,300 Building $182,910	$456,120 (-0.63%) Land $135,000 Building $321,120
2024	$4,392.00 (-2.55%)	$244,870 (+3%) Land $67,280 Building $177,590	$459,020 (+1.26%) Land $137,600 Building $321,420
2023	$4,507.00 (+8.97%)	$237,740 (+3%) Land $65,320 Building $172,420	$453,300 (+8.95%) Land $135,000 Building $318,300
2022	$4,136.00	$230,820 Land $63,410 Building $167,410	$416,050 Land $114,000 Building $302,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONMOUTH serves 11,651 people · EPA ID OR4100537
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

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