1437 Northgate Dr, Independence, OR 97351 Property Records

Polk County property record for 1437 Northgate Dr, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,589 sqft · built 2020
Lot Size	0.132 acres (5,756 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2020)
Tax Bill	$4,432 (2025)
Deeds & Mortgages	Oct 2020 Sale Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08420-BD-00500`

Property Details

APN / Parcel Number

Primary APN	`08420-BD-00500`
Alternative APN	`578170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,589 sqft Living Area
Gross Area	2,030 sqft
1st Floor Area	1,589 sqft
Great Room	Great Room
Utility Room	Utility Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,756 sqft (0.132 acres)
Garage Area	441 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	578170
Street Address	1437 NORTHGATE DR
City	INDEPENDENCE
State	OR
Zip	97351-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	QUAIL CROSSING LOT 5
Legal Range	4W
Legal Township	08S
Legal Section	20
Legal Subdivision	QUAIL CROSSING
Legal Block	1
Legal Lot Number	5
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1026
Census Tract	20303

Owner

1437 Northgate Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1437 NORTHGATE DR, INDEPENDENCE, OR 97351-9589
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Oct 8, 2020	Warranty Deed, Transfer · VA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Deed Document Number	202014811
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK OR
Recording Date	Oct 8, 2020
Property Address	1437 NORTHGATE DR, INDEPENDENCE, OR 97351-9589
Document Number	0000014810
Instrument Date	Oct 2, 2020
Instrument	14810
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 436 MOUNT ANGEL OR 973620436, MOUNT ANGEL, OR 97362-0436
Investor	Possibly a Property Investor

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 8, 2020
Property Address	1437 NORTHGATE DR, INDEPENDENCE, OR 97351-9589
Document Number	0000014811
Instrument Date	Sep 30, 2020
Instrument	2020-014811
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1437 NORTHGATE DR, INDEPENDENCE, OR 97351-9589

Mortgage

Document Number	0000014812
Date	Oct 8, 2020
Instrument	2020-014812

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1437 Northgate Dr was $4,432, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,540 (+3%) Land $71,380 Building $181,160	$461,300 (+0.89%) Land $150,000 Building $311,300
2025	$4,432.00 (+3.79%)	$245,190 (+3%) Land $69,300 Building $175,890	$457,250 (+2.3%) Land $138,900 Building $318,350
2024	$4,270.00 (-2.56%)	$238,050 (+3%) Land $67,280 Building $170,770	$446,980 (+1.27%) Land $137,600 Building $309,380
2023	$4,382.00 (+9%)	$231,120 (+3%) Land $65,320 Building $165,800	$441,380 (+9.07%) Land $135,000 Building $306,380
2022	$4,020.00	$224,390 Land $63,410 Building $160,980	$404,680 Land $114,000 Building $290,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1437 Northgate Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1437 Northgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONMOUTH serves 11,651 people · EPA ID OR4100537
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

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