1427 Lauren Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 1427 Lauren Ct, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,114 sqft · built 2002
Lot Size	0.268 acres (11,693 sqft)
Owner	Company Name on File
Tax Bill	$17,443 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jul 2018 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`254-670-16-00`

Property Details

APN / Parcel Number

Primary APN	`254-670-16-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,114 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	11,693 sqft (0.268 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1427 LAUREN CT
City	ENCINITAS
State	CA
Zip	92024-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3
Legal Description	LOT 16 TR 014057
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014057
Legal Block	4
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4019
Census Tract	17601

Owner

1427 Lauren Ct is owned by a company that acquired it in March 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1427 LAUREN CT, ENCINITAS, CA 92024-6214
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Mar 11, 2021	Intrafamily Transfer, Transfer EQUITY TITLE COMPANY
Mar 10, 2021	Intrafamily Transfer, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Jun 11, 2020	Quit Claim Deed, Transfer EQUITY TITLE COMPANY, EQUITY TITLE CO.
Jun 10, 2020	Intrafamily Transfer, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Apr 25, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 29, 2017	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2021
Deed Sale	Mar 10, 2021
Prior Sale	Jun 10, 2020
Deed Document Number	2021187215
Prior Transfer Date	Mar 5, 2021
Prior Transfer Doc	0000187215
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1427 LAUREN CT, ENCINITAS, CA 92024-6214
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 LAUREN CT, ENCINITAS, CA 92024-6214

Mortgage

Document Number	0000022570
Date	Jan 27, 2023
Instrument	2023-0022570

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1427 LAUREN CT, ENCINITAS, CA 92024-6214
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000307204
Date	Jul 27, 2018
Instrument	2018-0307204

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2021
Property Address	1427 LAUREN CT, ENCINITAS, CA 92024-6214
Document Number	0000188346
Map Reference	MAP 14057
Instrument Date	Mar 5, 2021
Instrument	2021-0188346
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	EQUITY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 LAUREN CT, ENCINITAS, CA 92024-6214

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 10, 2021
Property Address	1427 LAUREN CT, ENCINITAS, CA 92024-6214
Document Number	0000187215
Map Reference	MAP 14057
Instrument Date	Mar 5, 2021
Instrument	2021-0187215
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1427 LAUREN CT, ENCINITAS, CA 92024-6214

Mortgage

Document Number	0000187216
Date	Mar 10, 2021
Instrument	2021-0187216

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 11, 2020
Property Address	1427 LAUREN CT, ENCINITAS, CA 92024-6214
Document Number	0000299413
Instrument Date	Jun 5, 2020
Instrument	299413
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1427 LAUREN CT ENCINITAS CA 920246214, ENCINITAS, CA 92024-6214

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2020
Property Address	1427 LAUREN CT, ENCINITAS, CA 92024-6214
Document Number	0000298024
Map Reference	MAP 14057
Instrument Date	Jun 5, 2020
Instrument	2020-0298024
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	EQUITY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1427 LAUREN CT, ENCINITAS, CA 92024-6214

Mortgage

Document Number	0000298025
Date	Jun 10, 2020
Instrument	2020-0298025

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 25, 2018
Property Address	1427 LAUREN CT, ENCINITAS, CA 92024-6214
Document Number	0000164189
Instrument Date	Apr 15, 2018
Instrument	164189
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1427 LAUREN CT ENCINITAS CA 920246214, ENCINITAS, CA 92024-6214

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2017
Property Address	1427 LAUREN CT, ENCINITAS, CA 92024-6214
Document Number	0000395269
Instrument Date	Aug 3, 2017
Instrument	395269
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$1,448.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1427 LAUREN CT ENCINITAS CA 920246214, ENCINITAS, CA 92024-6214

Tax Assessment & Valuation

The 2025 property tax bill for 1427 Lauren Ct was $17,443 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,341,616 (+2%) Land $860,400 Building $481,216
2025	$17,443.00 Homeowner's exemption	$1,315,311 Land $843,530 Building $471,781
2023	$16,729.00 (+4.95%) Homeowner's exemption	$1,264,238 Land $810,776 Building $453,462
2022	$15,940.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1427 Lauren Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1427 Lauren Ct is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications, Ting, Verizon.

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