1445 Charles Ave, Algonquin, IL 60102 Property Records

Kane County property record for 1445 Charles Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1984
Lot Size	0.229 acres (9,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (Oct 2019)
Tax Bill	$6,786 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-03-232-008`

Property Details

APN / Parcel Number

Primary APN	`03-03-232-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,553 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Lot Area	9,965 sqft (0.229 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1445 CHARLES AVE
City	ALGONQUIN
State	IL
Zip	60102-3773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERWOOD ESTATES UNIT 3 - LOT 163
Legal Subdivision	RIVERWOOD ESTATES
Legal Block	1
Legal Lot Number	163
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1017
Census Tract	850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1445 CHARLES AVE, ALGONQUIN, IL 60102-3773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Prior Sale	Dec 17, 2009 · Amount on Record
Deed Document Number	201949344
Prior Transfer Date	Oct 6, 2016
Prior Transfer Doc	0000057944
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 17, 2019
Property Address	1445 CHARLES AVE, ALGONQUIN, IL 60102-3773
Document Number	0000049344
Instrument Date	Sep 30, 2019
Instrument	2019K049344
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 DARTMOUTH LN, 511, SCHAUMBURG, IL 60193-2520

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15640 JANAS DR, HOMER GLEN, IL 60491-7445

Mortgage

Document Number	0000049345
Date	Oct 17, 2019
Instrument	2019K049345

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,786.00 (+15.68%) Homeowner's exemption	$98,713 (+9.42%) Land $24,974 Building $73,739	$296,258 (+9.42%) Land $74,952 Building $221,306
2024		$90,215 (+22.09%) Land $22,824 Building $67,391	$270,753 (+22.13%) Land $68,499 Building $202,254
2022	$5,866.00 (+3.24%) Homeowner's exemption	$73,895 (+5.91%) Land $20,536 Building $53,359	$221,685 (+5.91%) Land $61,608 Building $160,077
2021	$5,682.00 Homeowner's exemption	$69,771 Land $19,390 Building $50,381	$209,313 Land $58,170 Building $151,143

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1979–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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