Bell County property record for 1443 Lower Troy Rd, Troy, TX 76579
| Property Type | Exempt (Full or Partial) |
|---|---|
| Lot Size | 3.84 acres (167,532 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,351 (2023) |
| Deeds & Mortgages | Nov 2023 Mortgage Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0376590349 |
| Primary APN | 0376590349 |
|---|---|
| Alternative APN |
|
| Lot Area | 167,532 sqft (3.84 acres) |
|---|
| Street Address | 1443 LOWER TROY RD |
|---|---|
| City | TROY |
| State | TX |
| Zip | 76579-2608 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | SPRINGER ADDITION, BLOCK 001, LOT 0002, ACRES 3.846 |
| Legal Subdivision | SPRINGER ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 20102 |
1443 Lower Troy Rd is owned by an individual who acquired it in August 2022.
Source: Bell County records, as of April 1, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 509 THOMPSON RD, TROY, TX 76579-3649 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK |
| Aug 16, 2022 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2022 |
| Transfer Doc | 0000052088 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1443 LOWER TROY RD, TROY, TX 76579-2608 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Title Company | FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1443 LOWER TROY RD, TROY, TX 76579-2608 |
| Document Number | 0000049446 |
|---|---|
| Date | Nov 3, 2023 |
| Instrument | 2023049446 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Aug 16, 2022 |
| Property Address | 1443 LOWER TROY RD, TROY, TX 76579-2608 |
| Document Number | 0000052088 |
| Map Reference | DOC 2022046456 |
| Instrument Date | Aug 16, 2022 |
| Instrument | 2022052088 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1407 LOWER TROY RD, TROY, TX 76579-2608 |
| Name | Verified Name |
|---|---|
| Address | 509 THOMPSON RD, TROY, TX 76579-3649 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,351.00 | $140,158 Land $140,158 | $140,158 Land $140,158 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1443 Lower Troy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1443 Lower Troy Rd is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 51% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LITTLE ELM VALLEY WSC serves 2,127 people · EPA ID TX0140025 |
|---|---|
| Water Source | Purchased surface water from CENTRAL TEXAS WSC |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: AT&T, Verizon.
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