Bell County property record for 1207 Lower Troy Rd, Troy, TX 76579
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 2,236 sqft · built 2011 |
| Lot Size | 20 acres (871,896 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Aug 2021) |
| Tax Bill | $6,418 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0557540006 |
| Primary APN | 0557540006 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,236 sqft Gross Area |
| 1st Floor Area | 1,996 sqft |
| 2nd Floor Area | 240 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2012 |
| Lot Area | 871,896 sqft (20 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 416 sqft |
| Street Address | 1207 LOWER TROY RD |
|---|---|
| City | TROY |
| State | TX |
| Zip | 76579-2643 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | A0571BC F H MILLER, ACRES 10.008 |
| Legal Subdivision | F H MILLER |
| Legal Block | 2 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 20102 |
1207 Lower Troy Rd, an agricultural property, is owned and occupied by an individual who bought it in August 2021.
Source: Bell County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1207 LOWER TROY RD, TROY, TX 76579-2643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2021 · Amount on File |
| Deed Sale | Aug 20, 2021 · Amount on File |
| Prior Sale | Sep 7, 2011 · Amount on File |
| Deed Document Number | 202154068 |
| Prior Transfer Date | Aug 16, 2021 |
| Prior Transfer Doc | 0000054068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1207 LOWER TROY RD, TROY, TX 76579-2643 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | BLACKSTONE TITLE AGENCY, BLACKSTONE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000054069 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021054069 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 7216 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 1207 Lower Troy Rd was $6,418 with a homeowner's exemption.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,418.00 | $440,000 | $660,192 Land $214,672 Building $445,520 |
| 2023 | $5,751.00 (-22.9%) Homeowner's exemption | $631,610 Land $195,156 Building $436,454 | $631,610 Land $195,156 Building $436,454 |
| 2022 | $7,459.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1207 Lower Troy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1207 Lower Troy Rd is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 51% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 4,367 people · EPA ID TX0140037 |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: AT&T, Verizon.
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