1442 Payne Rd, Grayling, MI 49738 Property Records

Crawford County property record for 1442 Payne Rd, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1970
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$96,011 (Apr 2018)
Tax Bill	$1,581 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-40-012-03-060-00`

Property Details

APN / Parcel Number

Primary APN	`040-40-012-03-060-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Modular
Lot Area	435,600 sqft (10 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	1442 PAYNE RD
City	GRAYLING
State	MI
Zip	49738-7597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-F
Legal Description	THE NORTH 1/2 OF THE SOUTH 1/2 OF THE SW1/4 OF THE NE 1/4 OF SEC. 12, T26N, R2W.PARCEL F
Legal Range	02W
Legal Township	26N
Legal Section	12
Legal Subdivision	N2 S2 SW4 NE4 S12 T26N R2W
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	2
Census Block	2034
Census Tract	960400

Owner

Source: Crawford County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1365 PAYNE RD, GRAYLING, MI 49738-7597
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Aug 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Apr 24, 2018	Warranty Deed, Transfer · Stand-Alone Refinance GENISYS CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Prior Sale	Jun 1, 2001 · Amount on Record
Deed Document Number	201869420
Deed Book / Page	735 / 163
Prior Transfer Date	Aug 5, 2013
Prior Transfer Doc	714/890
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	1442 PAYNE RD, GRAYLING, MI 49738-7597
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1442 PAYNE RD, GRAYLING, MI 49738-7597

Mortgage

Document Number	0000000829/0000000598
Date	Aug 25, 2025
Book Page	0000000829/0000000598

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	1442 PAYNE RD, GRAYLING, MI 49738-7597
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1442 PAYNE RD, GRAYLING, MI 49738-7597

Mortgage

Document Number	0000000829/0000000598
Date	Aug 25, 2025
Book Page	0000000829/0000000598

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Apr 24, 2018
Property Address	1442 PAYNE RD, GRAYLING, MI 49738-7597
Document Number	735/163
Book / Page	735 / 163
Instrument Date	Apr 20, 2018
Instrument	R0069420
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44775 MALOW AVE, STERLING HEIGHTS, MI 48314-1548

Mortgage

Document Number	735/164
Date	Apr 24, 2018
Book Page	735/164

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Grayling Charter Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,700 (+10.96%) Land $56,700	$113,400 (+10.96%) Land $113,400
2025	$1,581.00 (+10.56%)	$51,100 (+21.38%) Land $51,100	$102,200 (+21.38%) Land $102,200
2023		$42,100 Land $42,100	$84,200 Land $84,200
2022	$1,430.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 94% of Michigan
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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