1372 Payne Rd, Grayling, MI 49738 Property Records

Crawford County property record for 1372 Payne Rd, Grayling, MI 49738

Property Summary

Property Type	Residential Vacant Land
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$96,011 (Apr 2018)
Tax Bill	$296 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-40-012-03-040-00`

Property Details

APN / Parcel Number

Primary APN	`040-40-012-03-040-00`

Exterior

Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	1372 PAYNE RD
City	GRAYLING
State	MI
Zip	49738-7597
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-F
Legal Description	SOUTH 1/2 OF THE NORTH 1/2 OF THE SW/4 OF THE NE/4 OF SEC. 12, T26N R2W PARCEL G
Legal Range	02W
Legal Township	26N
Legal Section	12
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	2
Census Block	2034
Census Tract	960400

Owner

Source: Crawford County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1365 PAYNE RD, GRAYLING, MI 49738-7597
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Aug 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Apr 24, 2018	Warranty Deed, Transfer LIGHTHOUSE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Prior Sale	Feb 19, 2014 · Amount on Record
Deed Document Number	201869420
Deed Book / Page	735 / 163
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	1372 PAYNE RD, GRAYLING, MI 49738-7597
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1372 PAYNE RD, GRAYLING, MI 49738-7597

Mortgage

Document Number	0000000829/0000000598
Date	Aug 25, 2025
Book Page	0000000829/0000000598

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	1372 PAYNE RD, GRAYLING, MI 49738-7597
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1372 PAYNE RD, GRAYLING, MI 49738-7597

Mortgage

Document Number	0000000829/0000000598
Date	Aug 25, 2025
Book Page	0000000829/0000000598

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Apr 24, 2018
Property Address	1372 PAYNE RD, GRAYLING, MI 49738-7597
Document Number	000735/163
Book / Page	735 / 163
Instrument Date	Apr 20, 2018
Instrument	R0069420
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44775 MALOW AVE, STERLING HEIGHTS, MI 48314-1548

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Grayling Charter Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,000 (+26.67%) Land $19,000	$38,000 (+26.67%) Land $38,000
2025	$296.00 (+10.45%)
2023		$15,000 Land $15,000	$30,000 Land $30,000
2022	$268.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 94% of Michigan
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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