1365 Payne Rd, Grayling, MI 49738 Property Records

Crawford County property record for 1365 Payne Rd, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,170 sqft · built 1994
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Oct 2017)
Tax Bill	$2,268 (2025)
Deeds & Mortgages	May 2019 Refinance May 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-40-012-04-080-00`

Property Details

APN / Parcel Number

Primary APN	`040-40-012-04-080-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	871,200 sqft (20 acres)
Garage Area	1,500 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1365 PAYNE RD
City	GRAYLING
State	MI
Zip	49738-7597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-F
Legal Description	PARCEL K-3 THE S1/2 OF THE NW 1/4 OF THE SE1/4 OF THE NE1/4 , AND PARCEL-D THE W1/2 OF THE W1/2 OF THE S1/2 OF THE SE1/4 OF T
Legal Range	02W
Legal Township	26N
Legal Section	12
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	2
Census Block	2034
Census Tract	960400

Owner

Source: Crawford County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1365 PAYNE RD, GRAYLING, MI 49738-7597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GENISYS CREDIT UNION
May 30, 2019	Warranty Deed, Transfer · Stand-Alone Refinance GENISYS CREDIT UNION
Oct 18, 2017	Warranty Deed, Transfer LIGHTHOUSE TITLE
Oct 18, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2017 · Amount on Record
Deed Sale	Oct 18, 2017 · Amount on Record
Prior Sale	Oct 18, 2017 · Amount on Record
Deed Document Number	201767188
Deed Book / Page	732 / 928
Prior Transfer Date	Sep 20, 2004
Prior Transfer Doc	0671000794
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	1365 PAYNE RD, GRAYLING, MI 49738-7597
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000739/715
Date	May 30, 2019
Book Page	739/715

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	May 30, 2019
Property Address	1365 PAYNE RD, GRAYLING, MI 49738-7597
Document Number	739/714
Book / Page	739 / 714
Instrument Date	May 14, 2019
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	739/715
Date	May 30, 2019
Book Page	739/715

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Oct 18, 2017
Property Address	1365 PAYNE RD, GRAYLING, MI 49738-7597
Document Number	732/928
Book / Page	732 / 928
Instrument Date	Oct 17, 2017
Instrument	R0067188
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3363 HARPER AVE, CLINTON TOWNSHIP, MI 48035

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Oct 18, 2017
Property Address	1365 PAYNE RD, GRAYLING, MI 49738-7597
Document Number	732/927
Book / Page	732 / 927
Instrument Date	Oct 17, 2017
Instrument	R0067187
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 PAYNE RD, GRAYLING, MI 49738-7597

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Grayling Charter Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,500 (+40.79%) Land $16,000 Building $105,500	$243,000 (+40.79%) Land $32,000 Building $211,000
2025	$2,268.00 (+33.49%)
2023		$86,300 Land $16,000 Building $70,300	$172,600 Land $32,000 Building $140,600
2022	$1,699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 94% of Michigan
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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