1441 Laurel Oak Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1441 Laurel Oak Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,827 sqft · built 2002
Lot Size0.158 acres (6,890 sqft)
Owner2 Individual Names on File
Tax Bill$6,402 (2025)
Deeds & MortgagesApr 2026 Mortgage
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-05-26-014266-008-69

Property Details

APN / Parcel Number

Primary APN08-05-26-014266-008-69

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,827 sqft Living Area
Gross Area3,377 sqft
1st Floor Area1,321 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,890 sqft (0.158 acres)
Garage TypeAttached
Garage Area550 sqft
PorchFinished/Open Porch
Porch Area62 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1441 LAUREL OAK DR
CityFLEMING ISLAND
StateFL
Zip32003-8341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 147 WOODLANDS UNIT 2 AS REC OR 4493 PG 1736
Legal Range26E
Legal Township05S
Legal Section08
Legal SubdivisionWOODLANDS UNIT 2
Legal Lot Number147
Legal Unit2
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3008
Census Tract30707

Owner

Source: Clay County records · APN 08-05-26-014266-008-69

Assessment roll updated December 3, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1441 LAUREL OAK DR, FLEMING ISLAND, FL 32003-8341
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Warranty Deed, Transfer · VA Mortgage
FIRST RATE MORTGAGE FUNDING
Aug 11, 2021Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Dec 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 28, 2026
Deed SaleApr 28, 2026
Prior SaleAug 11, 2021 · Amount on Record
Deed Document Number202620295
Deed Book / Page5039 / 399
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateApr 28, 2026
Property Address1441 LAUREL OAK DR, FLEMING ISLAND, FL 32003-8341
Document Number0000020295
Book / Page5039 / 399
Instrument DateApr 22, 2026
Instrument202620295
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyLANDMARK TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1441 LAUREL OAK DR, FLEMING ISLAND, FL 32003-8341

Mortgage

Document Number0000020296,
DateApr 28, 2026
Instrument202620296
Lender
NameFIRST RATE MORTGAGE FUNDING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.11%
Max Rate-1%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateAug 11, 2021
Property Address1441 LAUREL OAK DR, FLEMING ISLAND, FL 32003-8341
Document Number0044931736
Book / Page4493 / 1736
Map ReferenceMB 35 PG 22
Instrument DateAug 05, 2021
Instrument2021049453
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,908.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1591 SHELTER COVE DR, 1591, FLEMING ISLAND, FL 32003-7221

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1441 LAUREL OAK DR, FLEMING ISLAND, FL 32003-8341

Mortgage

Document Number44931738
DateAug 11, 2021
Instrument4493/1738
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1441 LAUREL OAK DR, FLEMING ISLAND, FL 32003-8341
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040381278
DateDec 13, 2017
Book Page4038/1278
Instrument2017063377
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,402.00 (+4.69%) Homeowner's exemption$459,915 (+5.99%)$483,965 (+7.85%) Land $50,000 Building $433,965
2024$6,115.00 (-23.93%)
2023$8,039.00 (-0.96%) Homeowner's exemption$433,936 (+6.17%)$448,747 (+9.8%) Land $50,000 Building $398,747
2022$8,117.00$408,707 Land $35,000 Building $373,707$408,707 Land $35,000 Building $373,707

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies42 in force

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 194 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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