1437 Laurel Oak Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1437 Laurel Oak Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,581 sqft · built 2003
Lot Size	0.114 acres (4,960 sqft)
Owner	Company Name on File
Last Sale	$305,100 (Sep 2021)
Tax Bill	$4,670 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-05-26-014266-008-68`

Property Details

APN / Parcel Number

Primary APN	`08-05-26-014266-008-68`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,581 sqft Living Area
Gross Area	2,003 sqft
1st Floor Area	1,581 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,960 sqft (0.114 acres)
Garage Type	Attached
Garage Area	422 sqft
Porch	Finished/Open Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1437 LAUREL OAK DR
City	FLEMING ISLAND
State	FL
Zip	32003-8341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 146 WOODLANDS UNIT 2 AS REC OR 4516 PG 146 & 4595 PG 417
Legal Range	26E
Legal Township	05S
Legal Section	08
Legal Subdivision	WOODLANDS UNIT 2
Legal Lot Number	146
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3008
Census Tract	30707

Owner

Source: Clay County records · APN 08-05-26-014266-008-68

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 4099, SCOTTSDALE, AZ 85261-4099
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA
Sep 30, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Nov 12, 2020	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Nov 12, 2020 · Amount on Record
Deed Document Number	202161640
Deed Book / Page	4516 / 146
Last Transfer Date	Apr 07, 2022
Transfer Doc	0000023420
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1437 LAUREL OAK DR, FLEMING ISLAND, FL 32003-8341
Transaction Type	Mortgage
Record Updated	May 06, 2022
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045982073
Date	Apr 20, 2022
Book Page	4598/2073
Instrument	2022025523

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 30, 2021
Property Address	1437 LAUREL OAK DR, FLEMING ISLAND, FL 32003-8341
Document Number	0045160146
Book / Page	4516 / 146
Map Reference	MB 35 PG 22-28
Instrument Date	Sep 27, 2021
Instrument	2021061640
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,135.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3211 TOWNSEND CT, 3211, KISSIMMEE, FL 34743-6026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15087, SANTA ANA, CA 92735-0087
Investor	Possibly a Property Investor

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 12, 2020
Property Address	1437 LAUREL OAK DR, FLEMING ISLAND, FL 32003-8341
Document Number	0043750791
Book / Page	4375 / 791
Map Reference	MB 35 PG 22-28
Instrument Date	Oct 23, 2020
Instrument	2020059164
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1416 CREEKS EDGE CT, 1416, FLEMING ISLAND, FL 32003-7410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 LAUREL OAK DR, FLEMING ISLAND, FL 32003-8341

Mortgage

Document Number	0004375793
Date	Nov 12, 2020
Instrument	4375/793

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,670.00 (+3.05%)	$306,185 (+7.35%) Land $50,000 Building $256,185	$306,185 (+7.35%) Land $50,000 Building $256,185
2024	$4,532.00 (-28.53%)
2023	$6,341.00 (+9.65%)	$285,228 (+11.72%) Land $50,000 Building $235,228	$285,228 (+11.72%) Land $50,000 Building $235,228
2022	$5,783.00	$255,311 Land $35,000 Building $220,311	$255,311 Land $35,000 Building $220,311

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 194 locations within half a mile of this property.

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