Clay County property record for 1430 Laurel Oak Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,922 sqft · built 2003 |
| Lot Size | 0.133 acres (5,805 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,295 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-05-26-014266-008-04 |
| Primary APN | 08-05-26-014266-008-04 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,922 sqft Living Area |
| Gross Area | 2,322 sqft |
| 1st Floor Area | 1,922 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,805 sqft (0.133 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 26 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1430 LAUREL OAK DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 82 WOODLANDS UNIT 2 AS REC OR 3687 PGS 1669 & 1670 & 3938 PG 720 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 08 |
| Legal Subdivision | WOODLANDS UNIT 2 |
| Legal Lot Number | 82 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30707 |
Source: Clay County records · APN 08-05-26-014266-008-04
Assessment roll updated December 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1430 LAUREL OAK DR, FLEMING ISLAND, FL 32003-8339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2016 |
| Deed Sale | May 01, 2016 |
| Prior Sale | Oct 15, 2014 · Amount on Record |
| Deed Book / Page | 3938 / 720 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 17, 2026 |
| Property Address | 1430 LAUREL OAK DR, FLEMING ISLAND, FL 32003-8339 |
| Document Number | 0000035294 |
| Book / Page | 5067 / 360 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202635294 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1430 LAUREL OAK DR, FLEMING ISLAND, FL 32003-8339 |
| Document Number | 0000035294, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 5067/360 |
| Instrument | 202635294 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,295.00 (-45.06%) Homeowner's exemption Veteran's exemption | $195,670 (+5.99%) | $349,740 (+7.45%) Land $50,000 Building $299,740 |
| 2023 | $4,177.00 (+5.77%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $184,618 (+3%) | $325,486 (+11.22%) Land $50,000 Building $275,486 |
| 2022 | $3,949.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $179,241 | $292,643 Land $35,000 Building $257,643 |
Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 194 locations within half a mile of this property.
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