Carroll County property record for 1441 Arnold Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,396 sqft · built 2003 |
| Lot Size | 1.05 acres (45,869 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $679,900 (Oct 2025) |
| Tax Bill | $5,854 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-077709 |
| Primary APN | 04-077709 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 45,869 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 196 sqft |
| Deck Area | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 077709 |
|---|---|
| Street Address | 1441 ARNOLD RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 1.053 ACS 1441 ARNOLD RD W/S OLD WESTMINSTER PIKE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 504201 |
1441 Arnold Rd is owned and occupied by two individuals who bought it in October 2025.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1441 ARNOLD RD, WESTMINSTER, MD 21157-7208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 8, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 14, 2025 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 2, 2024 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 8, 2017 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on File |
| Deed Sale | Oct 14, 2025 · Amount on File |
| Prior Sale | Jan 2, 2024 · Amount on File |
| Deed Book / Page | 11589 / 218 |
| Transfer Doc | 0000023320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1441 ARNOLD RD, WESTMINSTER, MD 21157-7208 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0100840061 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 10084/61 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1441 ARNOLD RD, WESTMINSTER, MD 21157-7208 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1441 ARNOLD RD, WESTMINSTER, MD 21157-7208 |
| Investor | Possibly a Property Investor |
| Document Number | 0114490168 |
|---|---|
| Date | Apr 8, 2025 |
| Book Page | 11449/168 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 14, 2025 |
| Property Address | 1441 ARNOLD RD, WESTMINSTER, MD 21157-7208 |
| Document Number | 0115890218 |
| Book / Page | 11589 / 218 |
| Instrument Date | Sep 26, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,399.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1441 ARNOLD RD, WESTMINSTER, MD 21157-7208 |
| Document Number | 0011589226 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 11589/226 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 2, 2024 |
| Property Address | 1441 ARNOLD RD, WESTMINSTER, MD 21157-7208 |
| Document Number | 0111720367 |
| Book / Page | 11172 / 367 |
| Instrument Date | Dec 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1441 ARNOLD RD, WESTMINSTER, MD 21157-7208 |
| Document Number | 0111720376 |
|---|---|
| Date | Jan 2, 2024 |
| Instrument | 11172-0376 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1441 ARNOLD RD, WESTMINSTER, MD 21157-7208 |
| Document Number | 0088110178 |
| Book / Page | 008811 / 000178 |
| Instrument Date | Sep 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2017 |
| Title Company | TITLE-RITE SERVICES INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1441 ARNOLD RD WESTMINSTER MD 211577208, WESTMINSTER, MD 21157-7208 |
| Document Number | 0088110178 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 008811/000178 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 20, 2047 |
The 2026 property tax bill for 1441 Arnold Rd was $5,854 with a homeowner's exemption, up 16.8% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,854.00 (+16.85%) Homeowner's exemption | $517,400 (+17.06%) | $668,200 (+51.18%) Land $200,500 Building $467,700 |
| 2025 | $5,010.00 | $442,000 Land $160,500 Building $281,500 | $442,000 Land $160,500 Building $281,500 |
| 2023 | $4,315.00 | $381,867 | $442,000 Land $160,500 Building $281,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1441 Arnold Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1441 Arnold Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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