Carroll County property record for 1321 Arnold Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,680 sqft · built 1959 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Jul 2001) |
| Tax Bill | $3,514 (2026) |
| Deeds & Mortgages | Feb 2024 Transfer Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-001923 |
| Primary APN | 04-001923 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 90,169 sqft (2.07 acres) |
| Garage Type | Basement |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 196 sqft |
| Shed | 1 Shed |
| Shed Area | 720 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 001923 |
|---|---|
| Street Address | 1321 ARNOLD RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 2.07 ACS 1321 ARNOLD ROAD W OF REESE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 504201 |
1321 Arnold Rd is owned and occupied by an individual who acquired it in February 2024.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1321 ARNOLD RD, WESTMINSTER, MD 21157-7206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2024 | Intrafamily Transfer, Transfer |
| Mar 10, 2022 | Deed of Trust, Mortgage · Commercial Mortgage NEW WINDSOR STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2001 · Amount on File |
| Deed Sale | Jul 19, 2001 · Amount on File |
| Deed Document Number | 2001161 |
| Deed Book / Page | 2599 / 110 |
| Last Transfer Date | Feb 13, 2024 |
| Transfer Doc | 0111930168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 13, 2024 |
| Property Address | 1321 ARNOLD RD, WESTMINSTER, MD 21157-7206 |
| Document Number | 0111930168 |
| Book / Page | 11193 / 168 |
| Map Reference | LB 2599 FO 110 |
| Instrument Date | Jan 31, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1321 ARNOLD RD, WESTMINSTER, MD 21157-7206 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1321 ARNOLD RD, WESTMINSTER, MD 21157-7206 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1321 ARNOLD RD, WESTMINSTER, MD 21157-7206 |
| Document Number | 0107020172 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 10702/172 |
| Name | NEW WINDSOR STATE BANK |
|---|---|
| Type | Bank |
| Address | GETTYSBURG, PA 17325 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1321 Arnold Rd was $3,514 with a homeowner's exemption, up 4.9% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,514.00 (+4.86%) Homeowner's exemption | $338,467 (+6.17%) | $377,800 (+18.51%) Land $210,700 Building $167,100 |
| 2025 | $3,351.00 Homeowner's exemption | $318,800 Land $170,700 Building $148,100 | $318,800 Land $170,700 Building $148,100 |
| 2023 | $3,124.00 Homeowner's exemption | $276,533 | $318,800 Land $170,700 Building $148,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1321 Arnold Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1321 Arnold Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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